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HDFC Bank Credit Cards – Features and Comparison

HDFC Bank offers variety of credit cards to suit needs of different customers.  As there are multiple credit cards, it is sometimes difficult to choose the one which is better for you. 

In this post, I have summarised the list of all credit cards offered by HDFC bank, that will help you to choose the right one. You can then check the features for individual credit cards also.


HDFC Super Premium Cards

HDFC Bank Infinia Credit Card:

  • This is super-premium credit card by HDFC and gives the best benefits any credit card can offer.  You can get the redemption value (equivalent to cashback) of upto 33.3%  ( redemption against flights / hotels booking)
  • Lounge benefits, Dining Benefits, complimentary golf, lowest currency markup fees, fuel fees waiver
  • Amazing reward points and redemption options

HDFC Diners Club Black Credit Card

  • This is other super-premium credit card by HDFC and gives the best benefits any credit card can offer.  You can get the redemption value (equivalent to cashback) of upto 33.3%  ( redemption against flights / hotels booking). But the benefits are capped at lower value as compared to the Infinia Card.
  • Lounge benefits, Dining Benefits, complimentary golf, lowest currency markup fees, fuel fees waiver
  • Amazing reward points and redemption options

HDFC LifeStyle Credit Cards

HDFC Regalia Credit Card

  • If you cannot get Infinia Card, then the other premium card is Regalia. This is premium credit card by HDFC and gives the good benefits on lounge access, forex rates, golf clubs, 10X reward points etc. You can get the redemption value (equivalent to cashback) of upto 6.33%  ( redemption against flights / hotels booking).
  • Lounge benefits, Dining Benefits, complimentary golf, lowest currency markup fees, fuel fees waiver
  • Amazing reward points and redemption options

HDFC Diners Club Privilege Credit Card

  • This is another premium credit card by HDFC and gives the good benefits on lounge access, forex rates, golf clubs, 10X reward points etc. You can get the redemption value (equivalent to cashback) of upto 6.33%  ( redemption against flights / hotels booking).
  • Lounge benefits, Dining Benefits, complimentary golf, lowest currency markup fees, fuel fees waiver
  • Amazing reward points and redemption options

HDFC Millennia Credit card

  • This credit card by HDFC gives good benefits with low annual fees. You can get 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings and shopping.
  • Lounge benefits, Dining Benefits, complimentary golf, lowest currency markup fees, fuel fees waiver
  • 1% cashback on offline spends, 2.5% cashback on online spends, 5% cashback on Smartbuy

HDFC Regalia First Credit Card (closed for new customers)

  • Best if you travel frequently (flights / hotels) and cannot get Infinia / Regalia Card – redemption value (equi cashback) – 5.8%

HDFC Diners ClubMiles Credit Card (closed for new customers)

  • Best if you travel frequently (flights / hotels)  and cannot get Diners Club Black – redemption value (equi cashback) – 13%

HDFC MoneyBack Credit Card

  • Free credit card with annual spend of just Rs 50K.
  • Cashback value 1.33% – 1.66%  and 5% on Smartbuy (Amazon, Flipkart, Flight & Hotel bookings and shopping vouchers).

HDFC Freedom Card

  • Free credit card with annual spend of just Rs 50K.
  • Cashback value 1.20% – 2.50%  and 5% on Smartbuy (Amazon, Flipkart, Flight & Hotel bookings and shopping vouchers).

HDFC Platinum Times Credit Card

  • The key feature for this card is that it offers 25% off on movies and upto 20% off on restaurants. Additionally it gives you redemption value of 0.5% – 5%. 

HDFC Titanium Times Credit Card

  • The key feature for this card is that it offers 25% off on movies and upto 15% off on restaurants. Additionally it gives you redemption value of 0.12% – 0.3% redemption value + 5% cashback on Smartbuy.

Card details table

Also Read:   InterMiles HDFC Bank Diners Club Credit Card
Also Read:   HDFC Bank Millennia Credit Card - Review, Details, Offers, Benefits
Type Credit Card Features and Useful for 
Super Premium  HDFC Bank Infinia  Best if you travel frequently (flights / hotels) – redemption value (equi cashback) – 33.3%
  Diners Club Black Best if you travel frequently (flights / hotels) – redemption value (equi cashback) – 33%
Lifestyle Regalia Best if you travel frequently (flights / hotels) and cannot get Infinia Card – redemption value (equi cashback) – 6.33%
Regalia First  (closed for new customers) Best if you travel frequently (flights / hotels) and cannot get Infinia / Regalia Card – redemption value (equi cashback) – 5.8%
Diners ClubMiles (closed for new customers) Best if you travel frequently (flights / hotels)  and cannot get Diners Club Black – redemption value (equi cashback) – 13%
Diners Club Privilege Best if you travel frequently (flights / hotels) and cannot get Diner Club Black Card – redemption value (equi cashback) – 6.33%
Millennia Credit card 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping. Low annual fees
MoneyBack Get e-voucher for minimum spend – redemption value (equi cashback) -upto 3.7% 
Freedom Card Extra reward points for movies, dining, groceries etc  – redemption value (equi cashback) – 1.7%
Entertainment Platinum Times Useful for movies (25% off) and dining – redemption value (equi cashback) – 0.2% – 2% 
Titanium Times Useful for movies (25% off) and dining – redemption value (equi cashback) – 0.13% – 1.30% 
Travel  6E Rewards – Indigo  
 6E Rewards XL – Indigo  
Intermiles HDFC Diner Club  
Intermiles HDFC Signature  
Intermiles HDFC Platinum  
Indian oil HDFC  
Others AllMiles If you want to redeeem points to airmiles
Bharat Card 5% Cashback on rail tickets, bill payments
Diners Club Premium
Diners Club Rewardz
Doctor’s Regalia
Doctors Superia If you want to redeem points to airmiles  (for medical professionals)
JetPrivilege HDFC Bank Select / Titanium
Platinum Edge Basic Credit card – redemption value (equi cashback) – 0.3% – 1.30% 
Platinum Plus Basic credit card – redemption value (equi cashback) – 0.13% – 1.30% 
Solitaire Credit card for women that offers shopping vouchers – redemption value (equi cashback) – 0.4% – 5.33% 
Superia If you want to redeeem points to airmiles
Teachers Platinum Basic Credit card – redemption value (equi cashback) – 0.3% – 1.30% 
Titanium Edge Basic Credit card – redemption value (equi cashback) – 0.3% – 1.30% 
Visa Signature
World Mastercard

Other cards

Type Credit Card Features and Useful for 
Old Cards JetPrivilege HDFC Bank Diners Club Best if you travel frequently (via Jet Airways)
JetPrivilege HDFC Bank Signature / World Useful if you travel frequently (via Jet Airways)
JetPrivilege HDFC Bank Platinum Useful if you travel frequently (via Jet Airways)
JetPrivilege HDFC Bank Select/ Titanium Useful if you travel frequently (via Jet Airways)
Platinum Times Useful for movies (25% off) and dining – redemption value (equi cashback) – 0.2% – 2% 
Titanium Times Useful for movies (25% off) and dining – redemption value (equi cashback) – 0.13% – 1.30% 
Snapdeal HDFC Bank Useful for Snapdeal purchases – redemption value (equi cashback) – 0.67% – 6.67%  – additional 5% off Snapdeal

Feel free to let us know which ones you like more and why.

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Also Read:   InterMiles HDFC Bank Signature Credit Card

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