HDFC Bank Titanium Times Credit Card – Review, Details, Offers, Benefits

HDFC Bank Titanium Times Credit Card will get you some exclusive features and benefits around entertainment


Reward Points Collection

  • Earn 2 Reward Points for every Rs. 150 spent on your card.
  • Weekday Dining Bonanza – Earn 5 Reward Points* on every Rs. 150 spent on Dining spends on weekdays (Weekdays = Monday to Friday).
  • 10X reward points on HDFC SmartBuy Site

Exceptions:  EasyEMI and e-wallet loading transactions will not accrue Reward points.Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.  Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.

Reward Points Redemption

Points Value / Cashback equivalent based on redemption

1 point = Rs 0.10

  • Approx. cashback of 0.13% on normal spending and  
  • Approx. cashback of 0.33% on weekday dining spending and  
  • Approx. cashback of 1.3% on HDFC SmartBuy site spending 

Fees:   First year fee and Annual Fees – Rs 500

Spend Rs 1.50 lakhs in the year and the renewal fee will be waived off.


  • Salaried / Self Employed with good credit history.


The key feature for this card is that it offers 25% off on movies and  upto 15% off on restaurants.

You can also consider HDFC Bank Platinum Times credit card that offer better discount and reward points.

There are many credit cards offered by HDFC bank with different features including discount on movies, groceries, dining as well as air travel and hotels, free international and domestic lounge access. Some of the cards offers redemption rewards equivalent to 13%-33% cashback, that’s pretty amazing. See list of all credit cards offered by HDFC Bank and check which one you should go for.

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