HDFC Titanium Times Credit Card – Review, Details, Offers, Benefits

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HDFC Bank Titanium Times Credit Card will get you some exclusive features and benefits around entertainment

Features

Reward Points Collection

  • Earn 2 Reward Points for every Rs. 150 spent on your card.
  • Weekday Dining Bonanza – Earn 5 Reward Points* on every Rs. 150 spent on Dining spends on weekdays (Weekdays = Monday to Friday).
  • 10X reward points on HDFC SmartBuy Site

Exceptions:  EasyEMI and e-wallet loading transactions will not accrue Reward points.Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.  Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.

Reward Points Redemption

Points Value / Cashback equivalent based on redemption

1 point = Rs 0.10

  • Approx. cashback of 0.13% on normal spending and  
  • Approx. cashback of 0.33% on weekday dining spending and  
  • Approx. cashback of 1.3% on HDFC SmartBuy site spending 

Fees:   First year fee and Annual Fees – Rs 500

Spend Rs 1.50 lakhs in the year and the renewal fee will be waived off.

Eligibility:   

  • Salaried / Self Employed with good credit history.

Summary

The key feature for this card is that it offers 25% off on movies and  upto 15% off on restaurants.

You can also consider HDFC Bank Platinum Times credit card that offer better discount and reward points.

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