HDFC Bank Diners Club Miles Credit Card – Review, Details, Offers, Benefits

HDFC Diners Club Miles Credit Card is  a premium credit card by HDFC Bank that provides many benefits around travel and dining. 


HDFC Diners Club Miles Credit card Benefits

Complimentary International & Domestic Airport Lounge Access:     6 complementary Airport lounge access to 700+ Lounges in India and worldwide. Check the eligible lounges.  Lounge access is Complimentary for the primary cardholder only


Min 15% off at restaurants:  As an HDFC Bank Diners Club Miles Credit Card holder, you are entitled to Exclusive Dining Privileges at the finest hotel chains in India – with minimum discount of 15% across 3000+ restaurants 


Concierge :  Exclusive 24/7 Concierge Services on Your HDFC Bank Diners Club Miles Credit Card




Rewards Collection

1.  10X reward points:  Get 10x Rewards  points while you use your HDFC Diners Club Miles Credit for travel, shopping, entertainment or groceries, Offer valid till 30th September 2018.   Maximum reward points earned per month is 5,000

  • Enjoy 10X Reward Points on all purchases in Smartbuy while you Compare and Shop, Compare and Fly and with brands like Flipkart, Cleartrip & Yatra, etc
  • Also, 10X points on selected partners – Treebo Hotels, Tata CLiQ, Zomato, BigBasket, Uber, BookMyshow, Swiggy, Redbus


2.  Enjoy 10X Reward points on all International Spends :  (Offer Validity: September 1st,2017 to September 30th, 2018)

Maximum reward points earned per month under this program as below:  HDFC Bank Diners Miles Card – 5,000 points


3.  Earn 4 Reward Points for every Rs. 150/- spend

Exceptions:  Reward points will not be accrued for EasyEMI and e-wallet loading transactions, SmartEMI, Insurance transactions more than Rs 2000


Rewards Redemption

You can redeem reward points at 

  • Travel bookings (Flights & Hotels) on  ( 1 reward point = Rs 0.50) 
  • Redeem Reward Points on exclusive reward redemption catalogue for HDFC Bank Diners Club Black Credit Cards.  ( Electronics,  evouchers for shopping, restaurants etc)  ( 1 reward point = approx Rs 0.35) 
  • Redeem Reward Points for Miles with leading International and Domestic airlines and hotels (1 Reward Point = 1 AirMile) – Partners – BA Executive Club, Jet Airways, Club Vistara, Singapore Airlines (Kris Flyer), Trident Hotels


HDFC Diners Club Miles points value –  Based on the reward points and redemption value (HDFCBank Diners site) – you will get a cashback of 1.33% on normal spending and 13% on SmartBuy spending and selected partners.


Insurance included in the credit card

  • Air AccidentCover of INR 1 Crore.
  • Emergency Medical Expenses Cover of up to INR 25 Lakh
  • Credit Liability Coverof up toINR 9 Lakh
  • Travel Insurance Cover of up to INR 50,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)


HDFC Diners Club Miles Credit Card  Eligibility :  The HDFC Diners Club Miles Card is available for following: 

  • Salaried:  Net Monthly Income > Rs 30000 per month
  • Self Employed:  ITR  > Rs 3.60 Lakhs per annum



First year fee is Rs 1000  and   Annual renewal membership fee is Rs 1000 

Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points (so effectively the card is  costing Rs 500 to you)

Spend Rs. 1L in 12 Months and get Renewal Fee waived for next renewal year.



This card will be useful for the people are travelling frequently (or book flights / hotels for family) as the best value on reward points redemption is on flight and hotel booking. 

For some spending, you get 10X reward points (i.e 40 reward points for Rs 150 spend – making the 13% rewards cashback. Redemption value is equivalent to a cashback of 1.33% on normal spending and 13% on SmartBuy spending and selected partners.

I will write another post to compare the benefits of HDFC Diners Club Miles Credit card against  HDFC Diners Club Black Credit card, HDFC Regalia  First credit card, HDFC Regalia Card,  HDFC Infinia Card, and Amex Platinum card.

There are many credit cards offered by HDFC bank with different features including discount on movies, groceries, dining as well as air travel and hotels, free international and domestic lounge access. Some of the cards offers redemption rewards equivalent to 13%-33% cashback, that’s pretty amazing. See list of all credit cards offered by HDFC Bank and check which one you should go for.

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5 Replies to “HDFC Bank Diners Club Miles Credit Card – Review, Details, Offers, Benefits”

  1. Hi,

    For airport lounge access, which card is better? clubmiles card or regalia first? which gives access to more wide number of lounges?


    1. Hi Kiran, How many times in a year you need lounge access – domestic and international. Also, what is your typical monthly credit card spend. Based on that, I can suggest some cards for you to consider.

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