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Jul12021 by wealth18.comNo Comments

ICICI Bank Emeralde Credit Card (Super Premium Card) – Review, Details, Offers, Benefits, Fees, How To Apply

ICICI Bank offers a new super-premium credit card ‘Emeralde' with amazing features like unlimited lounge access, airport spa access, lowest international markup, refund of cancellation charges etc. ICICI Bank Emeralde Credit Card Benefits Travel with just one card internationally - Nominal Mark-up fee of 1.5% on international transactions Get a refund of up to ₹12000 for a maximum of two transactions every year on any flight / hotel / movie booking cancellation. Enjoy unlimited complimentary access to international airport lounges, under the Dreamfolks DragonPass Lounge Access Programme (primary cardholder only) Enjoy unlimited complimentary access to select lounges at airports in India (Amex list and Mastercard List) Complimentary Airport and In-flight WIFI Access (For A...

Jul12021 by wealth18.comNo Comments

American Express SmartEarn™ Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply, Eligibility, Status, Limit

Amex Credit Cards, Credit Cards

American Express® SmartEarn Credit Card offer excellent benefits. Amex Express SmartEarn Credit Card Benefits Joining Benefits : Rs. 500 cashback as Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership Benefits Milestone Benefits: N/A Lounge Access (Domestic / International): N/A Golf : N/A Movie Tickets: N/A Restaurant Offers: Up to a 15% discount at over 1,000 restaurants across major cities. See the list of participating restaurants. Railway Surcharge waiver: N/A Fuel: 0% Convenience fee on fuel purchase at HPCL for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000 International Spend Benefits: N/A Other Off...

Jul12021 by wealth18.comNo Comments

American Express Membership Rewards® Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply, Eligibility, Status, Limit

Amex Credit Cards, Credit Cards

American Express® Membership Rewards Credit Card offer excellent benefits. Amex Membership Rewards Credit Card Benefits Joining Benefits : Welcome Gift of 4,000 Bonus Membership Rewards® Points - Available only in the 1st year on payment of the annual fee and on spending INR 15,000 within 90 days of cardmembership. Benefits Milestone Benefits: Available - see reward section below. Lounge Access (Domestic / International): N/A Golf : N/A Movie Tickets: N/A Restaurant Offers: Up to a 15% discount at over 1,000 restaurants across major cities. See the list of participating restaurants. Railway Surcharge waiver: N/A Fuel: 0% Convenience fee on fuel purchase at HPCL for transaction less than Rs. 5,000 and 1% convenience fee on fuel purchase per transaction ...

Jun232021 by wealth18.com10 Comments

PF Name change form, Date of Birth, Address correction & update process – Online and Offline

How to Series, PF

Many PF members face challenges at the time of PF transfer or PF withdrawal due to errors in the name, date of birth etc. Have you faced similar issue? Do you want to change the name or date of birth in your PF account? Have you changed your surname after marriage and the new name is in bank account but not in PF account? In this post, I am providing more details around process and form to change and update your details in PF account – Name, Date of Birth, Communication Address, Email account, Mobile Number etc. A. Change of Name in EPF Account - Online Method - New You can now apply to make changes online and you need following: 1. Active UAN, 2. Access to EPFO's Unified Portal website, 3. Aadhaar number, 4. Employer needs to forward the request online to EPFO. Step by Ste...

Apr52021 by wealth18.comNo Comments

How to update KYC for your EPF and UAN?

How to Series, PF

Sicne EPFO has launched Universal Account Number (UAN), a number of PF related processes (transfer, withdrawal, balance check etc) has been made online. Each PF subscriber should have a UAN alloted. To fully utilise the services online, it is important that you upload your KYC documents on UAN portal. The process to get the KYC updated is very simple as below. How to update or upload KYC details in EPF UAN Login to Member e-Seva Portal using your UAN and password Under "MANAGE" --> Click on KYC You can enter the KYC details - bank, PAN, Aadhaar, passport, Driving License, Election Card, Ration Card and National Population Register Once you save the changes made by clicking the save button, your data will be saved under the “Pending KYC” section Your details are the...

Jun22020 by wealth18.comNo Comments

Reliance Industries Rights Issue 2020 – Details & How to Apply

Stocks

Reliance Industries (RIL) has announced its Rights Issue to raise Rs 53125 crores. The rights issue is open for subscription on May 20 and closes on June 03,2020. Record Date to be eligible: 14th May 2020 Ratio : 1:15 - Eligible shareholders are allowed to subscribe to 1 equity share for every 15 shares held Right Issue discounted price: Rs 1257 The shareholders is not required to pay full amount now, but it will be required to pay in installments: Installment 1 : Rs 314.25 per rights equity share. (25%) Balance: Rs 942.75 will be payable in two installments (Expected 25% in May 2021 and 50% in Dec 2021) Rights Entitlement: The rights entitlement (RIL-RE) will also be credited to the Demat accounts of shareholders by RTAs. The RE will be in the form of temporary Demat secu...

May42020 by wealth18.comNo Comments

Best Performing Gold Mutual Funds / Gold ETF

Mutual Funds

Gold is shining again! Over the past one year, Gold funds have delivered returns of almost 50%. Gold has always been viewed as a safe asset class and are chased by investors in times of uncertainty or market turmoil. As the gold prices are all time high, should you still consider investment in Gold through Gold ETF / Gold Funds? In this post, I will explain some of the options and best performing Gold Funds or Gold ETF in India that you can consider for investment. Difference between Gold ETF and Gold Mutual Funds: Gold ETF: Gold ETF is open ended fund that is traded on Stock exchanges. Gold ETFs invests in gold of 99.5 per cent purity (by RBI approved banks). You need a demat account to buy/sell Gold ETF Gold Mutual funds: Gold Mutual Funds is a variant of Gold ETFs. Gold mutual...

Apr182020 by wealth18.comNo Comments

PM CARES Fund – Full Details and How to Donate

News

In these unusual situations, everyone should be helping and supporting our country to deal with CoronaVirus pandemic. In addition to my donation to PM CARES fund, I want to encourage you all to donate. In this post, I am sharing details about PM CARES fund and how to donate. Please like, share and comment on this article on your Linkedin, FB etc to increase awareness. For every like, share and comment, I will donate Rs 1 to the PM CARES fund (upto Rs 25k). Don't worry, i will upload a receipt here :). Paytm and PhonePe are donating Rs 10 per donation made through them. Obviously, I cannot match them :), but doing my bit to increase awareness. Every Contribution Matters! What is PM Cares Fund The PM CARES fund was created on 28th March 2020 to support efforts against CoronaViru...

Apr132020 by wealth18.comNo Comments

Corona Virus Health Insurance Policies – Should you buy?

Insurance

In view of on-going COVID-19 pandemic, Insurance companies are launching Corona virus specific insurance policies. It will be beneficial for the individuals who do not have any other health insurance. Features of Corona Virus specific insurance policies: These policies are intended to give you a lump sum amount or hospitalisation expenses in case you are diagnosed positive for Corona Virus. (depending on the policy) These policies are for limited period - for 1 year only. It cannot be renewed. These policies are for Indian Citizens. There are some eligibility criteria related to age or travel history as well as waiting period etc. These are different for different companies. These policies are typically for sum assured between Rs 20000 to Rs 2 lakhs. The premiu...

Apr52020 by wealth18.comNo Comments

How to withdraw PF (advance) due to Corona virus crisis?

How to Series, PF

Govt has recently allowed to withdraw your PF early to help employees in Corona virus crisis., You can withdraw upto 75% of your saving. Read full details. In general circumstances,the EPFO allows account holders to take “non-refundable advance” or withdraw for specified purposes only such as a medical emergency, marriage, higher education or purchase of a house. See details in which scenarios normally you are allowed to withdraw early. But now you can withdraw due to Corona virus impact as well. How can I submit the request to withdraw my PF balance (take advance) You can submit the request online. To avail this facility, you should have UAN and Aadhaar and Bank number seeded in the EPFO database. See the details below as to how you can submit the withdrawal request online: Lo...