American Express® SmartEarn Credit Card offer excellent benefits.
Amex Express SmartEarn Credit Card Benefits
Joining Benefits :
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Rs. 500 cashback as Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership
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Benefits
- Milestone Benefits: N/A
- Lounge Access (Domestic / International): N/A
- Golf : N/A
- Movie Tickets: N/A
- Restaurant Offers:
- Up to a 15% discount at over 1,000 restaurants across major cities. See the list of participating restaurants.
- Railway Surcharge waiver: N/A
- Fuel: 0% Convenience fee on fuel purchase at HPCL for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000
- International Spend Benefits: N/A
- Other Offers
- Other Partner Offers on all Amex Credit cards. See latest offers
Rewards Collection
- Earn 10X Membership Rewards® Points for every Rs 50 spend on all your spending on Flipkart, Amazon and Uber (max 500 point per month)
- Earn 5X Membership Rewards Points2 for every Rs.50 spent2 on Paytm wallet, Swiggy, BookMyShow PVR, Myntra, Jabong, Grofers, Big Bazaar and many more. (max 250 point per month)
- Earn 1 Membership Rewards Point for every Rs. 50 spent except for spends on Fuel, Insurance, Utilites, Cash Transactions
Rewards Redemption
- Reward value is 1 reward point = approx Rs 0.25
- So you get approx. 0.5% / 2.5 % / 5% worth of reward value
- Reward catalogue: https://www.americanexpress.com/en-in/rewards/membership-rewards/
Amex Platinum Reserve Credit Card Fees
- First year fees and Annual Fees: Rs 495 (fee waived on annual spend of Rs 40000 – approx monthly spend of Rs 3,333)
How to Apply – You can apply online at Amex website
Eligibility:
- Annual Income – Salaried 4.5 lakhs) , Self Employed – INR 6 Lakhs or more
- Existing Credit Card member of any bank
- Resident of India (as defined under the Income Tax Act of India)
Summary
Basic card with low annual fees – beneficial for specialized spending on Uber, Flipkart, Amazon, Swiggy, Bookmyshow (2.5% to 5% benefits)
