American Express SmartEarn™ Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply, Eligibility, Status, Limit


American Express® SmartEarn Credit Card offer excellent benefits.

Amex Express SmartEarn Credit Card Benefits

Joining Benefits

    • Rs. 500 cashback as Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership


  • Milestone Benefits: N/A
  • Lounge Access (Domestic / International):  N/A
  • Golf : N/A
  • Movie Tickets: N/A
  • Restaurant Offers:
  • Railway Surcharge waiver: N/A
  • Fuel:   0% Convenience fee on fuel purchase at HPCL for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000
  • International Spend Benefits:  N/A
  • Other Offers

Rewards Collection

  • Earn 10X Membership Rewards® Points2 on all your spending on Flipkart and Uber   (max 500 point per month)
    Earn 5X Membership Rewards Points2 on Amazon, Swiggy, BookMyShow and more.   (max 250 point per month)

Rewards Redemption

Amex Platinum Reserve Credit Card Fees

  • Annual Fees: Rs 495 (fee waived on annual spend of Rs 40000)

How to Apply – You can apply online at Amex website 


  1. Annual  Income – Salaried 4.5 lakhs) , Self Employed – INR 6 Lakhs or more
  2. Existing Credit Card member of any bank
  3. Resident of India (as defined under the Income Tax Act of India)

Amex Smart Earn Credit Card is beneficial for specialised spending on Uber, Flipkart, Amazon, Swiggy, Bookmyshow (2.5% to 5% benefits)