Friday, July 19News That Matters

American Express SmartEarn™ Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply, Eligibility, Status, Limit

American Express® SmartEarn Credit Card offer excellent benefits.

Amex Express SmartEarn Credit Card Benefits

Joining Benefits

    • Rs. 500 cashback as Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership


  • Milestone Benefits: N/A
  • Lounge Access (Domestic / International):  N/A
  • Golf : N/A
  • Movie Tickets: N/A
  • Restaurant Offers:
  • Railway Surcharge waiver: N/A
  • Fuel:   0% Convenience fee on fuel purchase at HPCL for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000
  • International Spend Benefits:  N/A
  • Other Offers

Rewards Collection

  • Earn 10X Membership Rewards® Points for every Rs 50 spend  on all your spending on Flipkart, Amazon and Uber   (max 500 point per month)
  • Earn 5X Membership Rewards Points2 for every Rs.50 spent2 on Paytm wallet, Swiggy, BookMyShow PVR, Myntra, Jabong, Grofers, Big Bazaar and many more.   (max 250 point per month)
  • Earn 1 Membership Rewards Point for every Rs. 50 spent except for spends on Fuel, Insurance, Utilites, Cash Transactions

Rewards Redemption

Amex Platinum Reserve Credit Card Fees 

  • First year fees and Annual Fees: Rs 495 (fee waived on annual spend of Rs 40000 –  approx monthly spend of Rs 3,333)

How to Apply – You can apply online at Amex website 


  1. Annual  Income – Salaried 4.5 lakhs) , Self Employed – INR 6 Lakhs or more
  2. Existing Credit Card member of any bank
  3. Resident of India (as defined under the Income Tax Act of India)

Basic card with low annual fees – beneficial for specialized spending on Uber, Flipkart, Amazon, Swiggy, Bookmyshow (2.5% to 5% benefits)