Wednesday, April 23News That Matters

Author: wealth18.com

RBL Bank Digial Savings Account – Details & Review

Banking
RBL Bank is offering Digial Savings account that is a fast way of opening an online account. You need Aadhar number and PAN number to open the account online. Features of RBL Bank’s Digital Savings Account Minimum balance required – Rs 5000 Charges waived for non-maintenance of minimum balance if SIP / RD for Rs 2000 Instant account opening and paperless Unlimited ATM withdrawals – 5 transaction free per month on other ATMs Savings Interest rate upto 6.50 % p.a You will also be receiving your Welcome Kit soon on your address, containing your personalized Debit Card. Free NEFT transfer Interest Upto Rs 1 lakh – 5.50% Rs 1 lakh to Rs 10 laks – 6% (on balance > 1 lakh) Rs 10 lakh to Rs 5 crores – 6.5%  (on balance >1 lakh)     How to open RBL Bank’s Di...

Kotak 811 Bank Account – Details & Review – Zero Balance online account with 6% interest

Banking
Kotak 811 is a digital or online bank offered by Kotak Mahindra Bank. You can open a 811 account by downloading the Kotak Mobile Banking App and registering using your Aadhaar number, PAN and other basic details. You can set up a mobile banking PIN and start using your account immediately.   Features of Kotak 811 Bank Zero minimum balance requirement Savings Interest rate upto 6% p.a Free online money transfers (IMPS, NEFT and RTGS)  Kotak 811 debit card : free virtual VISA debit card. Also, you can get the physical card for 299 p.a. charge. Login to your Kotak 811 account through app   Interest Upto Rs 1 lakh – 5% Rs 1 lakh to Rs 1 crore – 6% Above 1 crore – 5.5%  DigiBank by DBS offer similar account and gives interest upto 7% p.a. See details of DigiB...

BookMyShow Offers, Buy 1 Get 1 free, Free Tickets, Discounts, Promo Codes

Offers/ Discounts
BookMyShow Offers, Promo Codes, Free Tickets , Discounts   RBL Bank  (Movies and More Credit card) 4 movie tickets free  upto 2 movie tickets free every month RBL Bank  (Multiple cards) Buy 1 Get 1 FREE RBL Bank (Insignia and Club COncierge Card) Flat Rs 500 off SBI Bank (Signature or Elite Credit card) 2 free movie tickets very month ICICI Bank Credit or Debit Card Buy 1 Get 1 FREE IDFC Bank  - Multiple Debit cards Rs 250 cashback every month VISA Signature cards - Debit / Credit Rs 300 off Equitas CSK Debit Card Buy 1 and Get 1 free IndusInd Debit / Credit Card Buy 1 and Get 1 free Axis Bank Burgundy Debit Cards Buy 1 and Get 1 free - upto 48 tickets free in a year Equitas Debit Buy 1 and Get 1 free CitiBank World Debit Buy 1 and Get 1 free Yes Bank Pri...

How to File Income Tax return (ITR) online for FREE (using excel upload)

Taxation
  As the due date for income tax is 31 July, you need to make sure that te returns are file on time. From April 2018, tax rules have changed and a penalty of upto Rs 10000 will be levied if the return is not filed on time. Also, the ITR revision time limit is also changed from 2 years to 1 year.  See details    Must Read -  Step by Step Guide to file Income tax returns online Step to File Income Tax return Online  for FREE on Official Website  (using excel upload)       1. Go to Income Tax India Website –  https://incometaxindiaefiling.gov.in 2.  Download the relevant Income Tax form On the Right Had Corner, you will see the Excel Files to Download 3. Extract the Excel file into a folder. ( using Winzip / Winrar software) These files are in ZIP Format. You ...

How to file Income Tax Return online – ITR 1 & ITR 4S quick e-file online – Step by step guide

Featured, Taxation
You can file ITR 1 & ITR 4S online (without using the excel ITR file). In this post, I am providing step-by-step guide to file these returns on Income tax efiling website.  As the due date for income tax is 31 July, you need to make sure that te returns are file on time. From April 2018, tax rules have changed and a penalty of upto Rs 10000 will be levied if the return is not filed on time. Also, the ITR revision time limit is also changed from 2 years to 1 year.  See details  Filing returns on Income tax wesbite is completely free and easy. Must Read -  Step by Step Guide to file Income tax returns online Things to note: Make sure that you choose right ITR form. ITR forms depends on what kind of Income you have. See my other post on Which ITR form to use? Check your Form 26AS t...

[How to] View your Form 26AS online – Check Tax Credit Statement

Featured, How to Series, Taxation
The last date for filing return is quite near (31st July). Before filing the returns, check your Form 26AS to make sure that TDS deducted are appropriately credited to your account.  As the due date for income tax is 31 July, you need to make sure that tte returns are file on time. From April 2018, tax rules have changed and a penalty of upto Rs 10000 will be levied if the return is not filed on time. Also, the ITR revision time limit is also changed from 2 years to 1 year.  See details  When your employer deducts TDS from your Salary or your bank deduct TDS on your FD Interest, they need to deposit this amount to Government against your PAN. If they enter your PAN incorrectly, you will not get credit for that TDS amount. So, It is always better to check your Tax Credit Statement (Form ...

How to pay balance Income Tax online

Taxation
As you know the last date for filing income tax returns for AY 2015-2016 (FY 2014-2015) is 31st Aug 2015. For many Individual salaried taxpayers, the TDS is deducted by employer. Bank also deduct TDS on interest payment.You can check how much TDS is deducted by them by checking your Form 26AS online. However, at the time of filing IT returns, when you add all your incomes and you may realise that there is a tax due which needs to be paid. In that case, you should NOT submit the return before filing the tax. If there is any tax due showing, then pay the tax first , then enter the tax paid details in ITR, and then submit the ITR.  Ideally when you finally submit your ITR, your TAX should either be "ZERO" or there is a refund. Important Posts How to file Income Tax Return online [How to] V...
How to activate or check PF UAN status online

How to activate or check PF UAN status online

PF
In this post, I will explain how can you get your EPF Universal Account Number (UAN) online and how to check or activate or register your UAN and how to check the UAN status online. Also, I will explain how to check the PF Balance online using UAN.   What is PF Universal Account Number (UAN)? Universal Account Number (UAN) is unique 12 digit “portable” number allotted by EPFO to its members. You will be able to check your employee provident fund balance, download PF passbook, receive monthly credit updates/alerts and even transfer funds from old accounts to existing account. How to check your PF UAN Status Your UAN is readily available with employer. You need to take the UAN number from employer and then activate it at the link provided below Go to the UAN portal -...

How to File Income Tax return (ITR) online – Step by Step Guide for eFiling

Featured, Taxation
As the due date for income tax is 31 July, you need to make sure that te returns are file on time. From April 2018, tax rules have changed and a penalty of upto Rs 10000 will be levied if the return is not filed on time. Also, the ITR revision time limit is also changed from 2 years to 1 year.  See details  To avoid the long queues and complications, most people prefer to delegate the task to tax consultants or chartered accountants. E-filing of return is easy, fast and secure. You can file your return online without much bother if you take care of a few things. In this post, we will explain – How to file Income Tax return online for FREE in simple steps.    1)      E filing of income tax return is mandatory – if your total Income is Rs 5 lakhs or more. Digital signature is not requir...

[How to] get Electronic Verification Code (EVC) to e-Verify Income tax return for AY 2018 -2019

Taxation
Now you can e-verify your Income tax returns and there is no need to send physical ITR-V to Income Tax office.  As per new notification by Income Tax department (Notification 02/2015 dates 13th July 2015),  you can online verify your Income tax return using Electronic Verification Code (EVC). Presently, individual taxpayers had to send the physical copy of ITR acknowledgment (ITR V) to CPC Banglaore. Only taxpayers having digital signatures could sign it online. But with this new Electronic Verification Code (EVC) facility, tax payers can e-verify their Income tax rteturns. As the due date for income tax is 31 July, you need to make sure that te returns are file on time. From April 2018, tax rules have changed and a penalty of upto Rs 10000 will be levied if the return is not filed on ti...