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HDFC Bank Diners Club Premium Credit Card – Review, Details, Offers, Benefits

HDFC Diners Club Premium Credit Card is  a premium credit card by HDFC Bank that provides many benefits around travel and dining. 

 

HDFC Diners Club Premium Credit card Benefits

Complimentary International & Domestic Airport Lounge Access:     6 complementary Airport lounge access to 700+ Lounges in India and worldwide. Check the eligible lounges.  Lounge access is Complimentary for the primary cardholder only

 

Min 15% off at restaurants:  As an HDFC Bank Diners Club Premium Credit Card holder, you are entitled to Exclusive Dining Privileges at the finest hotel chains in India – with minimum discount of 15% across 3000+ restaurants 

 

 

Rewards Collection

1.  10X reward points:  Get 10x Rewards  points while you use your HDFC Diners Club Premium Credit for travel, shopping, entertainment or groceries, Offer valid till 30th September 2018.   Maximum reward points earned per month is 5,000

  • Enjoy 10X Reward Points on all purchases in Smartbuy while you Compare and Shop, Compare and Fly and with brands like Flipkart, Cleartrip & Yatra, etc
  • Also, 10X points on selected partners – Treebo Hotels, Tata CLiQ, Zomato, BigBasket, Uber, BookMyshow, Swiggy, Redbus

www.hdfcbankdinersclub.com

 

Also Read:   HDFC Bank Credit Card - Dineout Offers

2.  Enjoy 10X Reward points on all International Spends :  (Offer Validity: September 1st,2017 to September 30th, 2018)

Maximum reward points earned per month under this program as below:  HDFC Bank Diners Premium Card – 5,000 points

 

Also Read:   HDFC Bank Credit Card - Dineout Offers

3.  Earn 4 Reward Points for every Rs. 150/- spend

Exceptions:  Reward points will not be accrued for EasyEMI and e-wallet loading transactions, SmartEMI, Insurance transactions more than Rs 2000

https://www.hdfcbankdinersclub.com/privilege

 

Rewards Redemption

You can redeem reward points at 

  • Travel bookings (Flights & Hotels) on  www.hdfcbankdinersclub.com  ( 1 reward point = Rs 0.50) 
  • Redeem Reward Points on exclusive reward redemption catalogue for HDFC Bank Diners Club Premium Credit Cards.  ( Electronics,  evouchers for shopping, restaurants etc)  ( 1 reward point = approx Rs 0.35) 
  • Redeem Reward Points for Miles with leading International and Domestic airlines and hotels (1 Reward Point = 0.50  AirMile) – Partners – Jet Airways, and Singapore Airlines (Kris Flyer)

 

HDFC Diners Club Premium points value –  Based on the reward points and redemption value (HDFCBank Diners site) – you will get a cashback of 1.33% on normal spending and 13% on SmartBuy spending and selected partners.

 

Also Read:   HDFC 10x Rewards program SmartBuy (upto 33% benefit)

Insurance included in the credit card

  • Air AccidentCover of INR 1 Crore.
  • Emergency Medical Expenses Cover of up to INR 25 Lakh
  • Credit Liability Cover of up toINR 9 Lakh
  • Travel Insurance Cover of up to INR 50,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)

 

HDFC Diners Club Premium Credit Card  Eligibility :  The HDFC Diners Club Premium Card is available for following: 

  • Salaried:  Net Monthly Income > Rs 60000 per month
  • Self Employed:  ITR  > Rs 7.20 Lakhs per annum

 

Fees

First year fee is Rs 2500  and   Annual renewal membership fee is Rs 2500 

Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (so effectively the card is  costing Rs 1250 to you)

Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year.

 

Also Read:   HDFC Bank Diners Club Black Credit Card – Review, Details, Offers, Benefits

Summary

This card will be useful for the people are travelling frequently (or book flights / hotels for family) as the best value on reward points redemption is on flight and hotel booking. However, I believe the HDFC Diners Club Miles Credit card offer similar benefits with less annual fees.

For some spending, you get 10X reward points (i.e 40 reward points for Rs 150 spend – making the 13% rewards cashback. Redemption value is equivalent to a cashback of 1.33% on normal spending and 13% on SmartBuy spending and selected partners.

 

Also Read:   HDFC Bank Diners Club Black Credit Card – Review, Details, Offers, Benefits

I will write another post to compare the benefits of HDFC Diners Club Premium Credit card against  HDFC Diners Club Miles Credit card, HDFC Diners Club Black Credit card, HDFC Regalia  First credit card, HDFC Regalia Card,  HDFC Infinia Card, and Amex Platinum card.

There are many credit cards offered by HDFC bank with different features including discount on movies, groceries, dining as well as air travel and hotels, free international and domestic lounge access. Some of the cards offers redemption rewards equivalent to 13%-33% cashback, that’s pretty amazing. See list of all credit cards offered by HDFC Bank and check which one you should go for.

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Also Read:   InterMiles HDFC Bank Signature Credit Card

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