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HDFC 10x Credit Card Rewards Program – Instant Vouchers

HDFC credit card 10x rewards program is one of the best credit card rewards program. (See details – HDFC 10x program)

As part of this rewards program, you can almost 33% worth of reward points. You get these accelerated reward points for spending through HDFC SmartBuy Portal on Flights and Hotel (and get 10x rewards). 

But now, you can also get 10x rewards for buying shopping vouchers for other merchants (e.g travel, restaurants, groceries, electronics etc.)  As a result, you will effectively more than 30% worth of reward value (i.e. more than 30% cashback). You can buy these vouchers through HDFC Smartbuy portal.

This is applicable for specific HDFC Credit Cards – Infinia credit card and Diners Black credit card. For other cards, you will get 5% cashback instead of 10x reward which is still very good as compared to other credit cards.

See below the list of merchants for which you can buy vouchers and then use online / offline. 

Category: Travel

Merchant Upfront Points worth Voucher Net Cost to you
Yatra 10% 30% 1000 600
Taj Hotels 2% 30% 1000 680
Ola 30% 1000 700
MMT Hotel 30% 1000 700
MMT Holiday 32.50% 2000 1350
MMT Holiday 2% 32.50% 2000 1310
I Can stay 32.50% 2000 1350
Accor Plus 33% 15222 10172

Category: Restaurants

Merchant Upfront Points worth Voucher Net Cost to you
TGIF 20% 25% 1000 550
Swiggy 2% 30% 1000 680
Sweet Bengal 30% 1000 700
SIGREE  30% 1000 700
Pizza Hut 5% 30% 1000 650
Oh! Calcutta 30% 1000 700
Mainland China 30% 1000 700
Machaan  30% 1000 700
KFC  30% 1000 700
Costa Coffee 30% 1000 700
Chaayos  30% 1000 700
Cafe Coffee Day 30% 1000 700
Beer Cafe 20% 25% 1000 550
Baskin Robbins 30% 1000 700

Category: Groceries

Merchant Upfront Points worth Voucher Net Cost to you
Big Bazaar 32.50%
BigBasket 30%
Grofers  30%
More  30%
Spencer’s Retail 30%
Home Centre 2.50% 32.50%
Home Centre Online 2.50% 30%
Hometown  5% 30%

Category: Accessories

Merchant Upfront Points worth Voucher Net Cost to you
Aldo 30%
Allen Solly 30%
Amazon 30%
Armani Exchange 30%
Arrow 15% 20% 500 325
Aurelia  30%
Bata  30%
Bath & Body Works 30%
Benetton  30%
BEVERLY HILLS 30%
BIBA  30%
Brooks Brothers 30%
CALL IT SPRING 30%
Celio  30%
Central  30%
Charles & Keith 12.50% 25% 1000 625
Dune-Luxe  30%
FabIndia  5% 30% 1000 650
Fastrack  30%
FBB  2.50% 30% 500 338
Flipkart 30%
Flying Machine 15% 20% 500 325
G-Star RAW- Luxe 30%
Gas – Luxe  30%
Gini & Jony 30%
Hamleys  Luxe 30%
Hidesign  30%
Hush Puppies 30%
INGLOT  30%
Jack & Jones 30%
Jockey  30%
La Senza 30%
Levis  30%
Lifestyle  30%
Lifestyle Online 30%
Louis Philippe 30%
Luxe Gift Card 30%
Max  30%
Max Online 30%
Mother Care 30%
Myntra  30%
ONLY  30%
Pantaloons  7.50% 30% 1000 625
Peter England 30%
Planet fashion 10% 30% 1000 600
Puma  30%
Relaxo  30%
Replay- Luxe 30%
Satya Paul- Luxe 30%
Scotch & Soda- Luxe 30%
Shoppers Stop 30%
Skechers  5% 30% 1000 650
Steve Madden – Luxe 30%
Superdry – Luxe 30%
Taneira 4% 30% 1000 660
The Man Company 5% 30% 1000 650
The Raymond Shop 30%
Titan  30%
Titan Eye Plus  30%
US Polo 15% 20% 500 325
Van Heusen 30%
Veromoda  30%
Voylla  30%
W Gift 30%
Westside  32.50%
William Penn 5% 30%
Woodland 
Bobbi Brown 32.50%
Kama Ayurveda 32.50%
Kiehl’s  5% 30%
MAC  32.50%
Plum  32.50%
The Body Shop  5% 30%
The Phy Life 32.50%

Category: Electronics

Merchant Upfront Points worth Voucher Net Cost to you
BlauPunkt  10% 30%
Croma  33%
Mobile Recharge 2.50% 28.50%
Skullcandy  33%
Thomson  33%
Vijay Sales 33%

Category: Entertainment/ Others

Merchant Upfront Points worth Voucher Net Cost to you
AD magazine 25% 22.50% 1100 575
BookMyShow  55 30% 1000 650
Business Today 25% 25% 2600 1300
CNT  30% 900 600
Hamleys  5% 30%
Harper’s Bazaar India 25% 25%
Hindustan Times 35% 20%
Disney+Hotstar 30%
Live Mint 40% 18.50%
PVR  20% 25% 1000 550
Reader’s Digest 25% 30%
ShemarooMe 30% 20%
SonyLIV 10% 25%
Vogue  25% 25%
Zee5  50% 15%
Archies  10% 30%
Kama Ayurveda 12.50% 25%
Seniority  10% 30%
Points for Good 30%
Prestige  7.50% 30%
Plum  30% 22.50%
Also Read:   HDFC Bank Millennia Credit Card - Review, Details, Offers, Benefits
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