Credit Cards

Kotak Bank offers variety of credit cards to suit needs of different customers.  As there are multiple credit cards, it is sometimes difficult to choose the one which is better for you.  In this post, I have summarised the list of all credit cards offered by Kotak bank, that will help you to choose the right one. You can then check the features for individual credit cards also.   Kotak Royale Signature credit card This card offers free domestic lounge access and additional points on special category spend. It is beneficial if you spend more on travelling (airlines, hotels, international) and around Rs 4-8 lakh annually on credit card (as you will get additional bonus points).  The reward value is upto 3.2% (most likely it will be less depending on your spending pattern). Read full ...

Kotak Bank - NRI Royale Signature credit card is a credit card for NRI offered against FD. It gives additional points for international spend. Kotak NRI Royale Signature Credit Card Benefits Joining Benefits : N/A Benefits Additional reward points for international spend Milestone Benefits: N/A Lounge Access (Domestic):N/A Movie Tickets:  NA Restaurant Offers:  N/A Railway Surcharge waiver: Yes Save railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500/- Fuel:  Yes Applicable on transactions between Rs. 500 and Rs. 3000. Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500. Rewards Collection Ear...

Kotak Bank - Royale Signature credit card offers additional additional reward points for special category spend, bonus points on reaching milestone and lounge access. Kotak Royale Signature Credit Card Benefits Joining Benefits : Apply and get 2 BookMyShow vouchers on your 1st swipe (T&C) Benefits Additional reward points for special categories Milestone Benefits: Yes, See details below Lounge Access (Domestic): Complimentary access to Airport Lounges in India and enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi. Maximum limit of 2 free accesses for Kotak Signature cardholders (per quarter) is applicable 25 lounges across India - see list Movie Tickets:  NA Restaurant Offers:  N/A Railway Surc...

Kotak Bank - PVR Platinum credit card offers additional free PVR tickets on the basis of your spend. Kotak PVR Platinum Credit Card Benefits Joining Benefits : Apply and get 1 PVR voucher code on your 1st swipe (T&C) Benefits PVR rewards Get 2 free PVR movie tickets* every month when you spend Rs. 10000/- and above in a monthly billing cycle Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets Available all year round. The Coupon Codes sent for the free PVR Movie Ticket(s) can be used for any day and any show across all cinemas except Director´s Cut and PVR IMAX and for all booking classes except Gold Class and Europa at the PVR Website. The Coupon Code has a validity of 2 months. Maximum free tickets that can be availed in a month...

Kotak Bank - Aqua Gold credit card is a FREE credit card that offers additional benefits of interest free cash withdrawals, fuel surcharge waiver, a credit limit up to 80% of your term deposit amount and a free Credit Card for life. Kotak Aqua Gold Credit Card Benefits Joining Benefits : N/A Benefits Earn 1X reward points against every Rs. 125/- of retail spends Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets or Cash Back of Rs. 750 You can choose from the below redemption options: Redemption Option 1: PVR tickets can be used for any day and any show and are transferrable. Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com You can claim your PVR tickets within 3 months after the program period get...

Kotak Bank - PVR Gold credit card offers additional reward points on your credit card spend. Kotak PVR Gold Credit Card Benefits Joining Benefits : Apply and get 1 PVR voucher code on your 1st swipe (T&C) Benefits PVR rewards Get 1 free PVR movie ticket* every month when you spend Rs. 10000/-# and above in a monthly billing cycle. OR Get 2 free PVR movie tickets* every month when you spend Rs. 15000/-# and above in a monthly billing cycle. Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets Available all year round The Coupon Codes sent for the free PVR Movie Ticket(s) can be used for any day and any show across all cinemas except Director´s Cut and PVR IMAX and for all booking classes except Gold Class and Europa at the PVR Web...

Kotak Bank - Urbane Gold credit card offers additional reward points on your credit card spend. Kotak Urbane Gold Credit Card Benefits Joining Benefits :  N/A Benefits Earn 3X reward points against every Rs. 100/- of retail spends  (w0rth Rs 0.22  i.e 0.22%) Every 1000 reward points have a redeemable worth of Rs. 75/-  (1 point = 7.5p) Minimum 1000 points required for redemption Milestone Benefits: Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points (worth Rs 750) Lounge Access (Domestic): No Benefit on this card Movie Tickets:  4 Free tickets on milestone spend Restaurant Offers:  N/A Railway Surcharge waiver:  N/A Fuel:  N/A Rewards Collection Earn 3X reward points against every Rs. 100/- of retail spends  (w0rth Rs 0.2...

Kotak Bank - Feast Gold credit card offers additional reward points on Dining. Kotak Feast Gold Credit Card Benefits Joining Benefits :  N/A Benefits Earn 10 Dining Points - On a total purchases including Dining & Movies spends of 5000/- or more within the billing cycle you will Earn 10 DINING POINTS for every 100/- spent on Dining (stand-alone outlets ) and Movies. 1 Dining point = Re. 1 Dining points is given on the first 5 Dining & Movie transactions, up to a maximum of 600/-dining points. Dining & Movie Transactions up to Rs. 4000 are eligible for dining points 10 Dining Points is offered to the customers on Restaurants & Entertainment MCC (Merchant Category Codes) as defined by VISA. This would also include Bars, Pubs & anything, coffee shops &...

Kotak Bank - Kotak Silk Inspire credit card offers additional reward points on online spends. Kotak Silk Inspire Credit Card Benefits Joining Benefits :  N/A Benefits Additional reward points on amount Spend on Apparels (Earn 5X reward points on every Rs 100 spend). Max 500 reward points per month and minimum retail spend of Rs 7500 in a billing cycle -   worth 5% cashback Earn 1 reward points for every Rs.100 on other spends  - worth 1% cashback Lounge Access (Domestic): No Benefit on this card Movie Tickets:  Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets or 1000 reward points. i.e 8 tickets per month (worth Rs 3200) Restaurant Offers:  N/A Railway Surcharge waiver:  N/A Fuel: Enjoy fuel surcharge waiver across all petrol pumps in India. ...

Kotak Bank - Solaris Platinum credit card offers additional reward points on online spends. Kotak Solaris Platinum Credit Card Benefits Joining Benefits :  N/A Benefits Additional reward points on online purchases (Earn 5X reward points on every Rs 150 spend). Earn 2X reward points for every Rs.150 on other spends Lounge Access (Domestic): No Benefit on this card Movie Tickets: N/A Restaurant Offers:  N/A Railway Surcharge waiver: Maximum railway surcharge waiver allowed in a calendar year is Rs. 500/- Fuel: Enjoy fuel surcharge waiver across all petrol pumps in India. Fuel surcharge to be waived only for transactions between Rs.400 and Rs.3500, up to a maximum of Rs.100 in a statement cycle. Rewards Collection Earn 5X reward points on every Rs 150...