2019 - Wealth18.com

Mar12019 by wealth18.comNo Comments

SBI Savings Plus Account with MOD High Interest Scheme – Details & Review

Banking

In one of my earlier post, I did explain how you can earn upto 9% interest on your Savings account. (Read the post here). Many members asked me about whether such facility available with SBI. So in this post, I am providing details regarding Sweep-in facility in SBI and how can you earn more from your idle Saving Account balance. SBI Savings Plus Account is a Savings Bank Account linked to MODS (Multi Option Deposit Scheme), wherein you can earn high interest from your idle funds in Savings Account. Sweepin Facility - The surplus funds in your savings account (above a threshold limit) is transferred automatically to Fixed Deposits and earns higher interest. When you need the money, the amount will automatically come in Savings Account from FD. Some of the features of this account a...

Mar12019 by wealth18.comNo Comments

Section 80C Tax Saving Options & deductions (FY 2018-2019 / AY 2019-2020)

Featured, Taxation

In the month of March, most tax payers rush to invest their money in tax saving instruments. Though it is better to do the tax planning at the start of year & plan your investments over the whole year. Many salaried taxpayers has to submit the investment proofs etc to their employer in Jan. Section 80C of the Income tax Act 1961 provides list of Investments / expenses which is allowed as Deduction from your taxable Salary. Under 80C, you can claim maximum deduction of Rs 1.50 lakh. List of deductions under Section 80C - Investment Eligible for deduction u/s 80C PF/ EPF (Employee Provident Fund PPF – Public Provident Fund NSC – National Savings Certificate 5 year Tax Saver Bank FD 5 year Post Office Time Deposit Senior Citizen Savings Scheme NHB Suvriddhi Bonds ...

Feb282019 by wealth18.comNo Comments

Standard Chartered Credit Card Offers / Deals / Discounts

Offers/ Discounts

Standard Chartered Credit Card Offers Summary Shopping Travel Grofers upto Rs 250 discount Ola 10% cashback Jabong Rs 750 cashback Hotels.com 12% off Croma 5% cashback Yatra.com Rs 1000 off Croma Rs 500 off Paytm flight 20% cashback Samsung Smart phones upto 15% discount Paytm flight (international) Rs 2500 cashback LG 7.5% cashback Millennium Hotels upto 20% off Belong 10% off INOX movies 25% off Rajgharana 10% off Makemytrip 40% discount on experiences Will Lifestyle Rs 500 off Sumangal Joyalukkas 20%* off on Gold Making Charges and Rs. 3,000* off on Diamond Jewellery See the complete details about the code and conditions in this post below. Dining Offers Wellness Goli Vada Pav 10% off Four Fountains De-Stress Spa 15% off ...

Feb252019 by wealth18.comNo Comments

Standard Chartered Bank (SC) Yatra Platinum Credit Card – Review, Details, Offers, Benefits, Fees

Credit Cards, SC Bank Credit Cards

Standard Chartered Bank in India offers this "Yatra Platinum" credit card that offers 10% cash back on travel bookings made through yatra.com SC Yatra Platinum Credit card Benefits Sign up for a Standard Chartered Yatra Platinum credit card and get welcome gift of travel vouchers worth INR 4,000 from yatra.com within 60 days of card setup Earn 10% cash back on base fare of travel bookings made through yatra.com with your Yatra Platinum credit card with absolutely no restriction on the frequency of cash back availed (max INR 250 for domestic & INR 750 for intl. tickets), 10% cash back on Hotel/Holiday bookings on Yatra.com (max INR 1000) The number of transactions that can be undertaken for travel cash back is capped at 12 per calendar year and maximum of 4 per month Earn 4...

Feb252019 by wealth18.comNo Comments

Standard Chartered Bank (SC) Landmark Platinum Rewards Credit Card – Review, Details, Offers, Benefits, Fees

Credit Cards, SC Bank Credit Cards

Standard Chartered Bank in India offers this "Landmark Platinum Rewards" credit card that offers additional points when shopping at Landmark stores such as Lifestyle, Max and Home Centre and 5% cashback at Spar. SC Landmark Platinum Rewards Credit card Benefits Sign up for the Landmark Platinum Rewards credit card and get vouchers worth INR 2,800 Earn up to 9x reward points for every INR 200 spent on Landmark stores such as Lifestyle, Max and Home Centre 2X Reward Points on all other categories Additional 5% cash back during sale previews at Lifestyle and Home Centre Get 5% cashback on your grocery shopping at SPAR stores up to a maximum of INR 500 per month. Minimum purchase of Rs1,500. Maximum cash back of Rs150 per transaction. Maximum cash back of Rs500 in a month. Othe...

Feb252019 by wealth18.comNo Comments

Standard Chartered Bank (SC) Priority Visa Infinite Credit Card – Review, Details, Offers, Benefits, Fees

Credit Cards, SC Bank Credit Cards

Standard Chartered Bank in India offers this "Priority Visa Infinite" credit card that is reserved for Priority Banking customers. The Priority Visa Infinite credit card offers you personalised services and be spoke privileges to match your lifestyle. SC Platinum Rewards Credit card Benefits Earn 5x reward points for every INR 100 spent overseas or on retail fashion. Earn 2x reward points for all other spends Enjoy four complimentary domestic airport lounge access every quarter on using your credit card. Access over 1,000 airport lounges worldwide at a nominal charge with your Priority Pass. The usage of the lounges will be charged at US$ 27* per visit per visitor Protect yourself with complimentary overseas air accident cover of INR 1.2 Crore and medical insurance worth USD 25,0...

Feb252019 by wealth18.comNo Comments

Standard Chartered Bank (SC) Platinum Rewards Credit Card – Review, Details, Offers, Benefits, Fees

Credit Cards, SC Bank Credit Cards

Standard Chartered Bank in India offers this "Platinum Rewards" credit card with many features and benefits related to extra reward points on dining and fuel. SC Platinum Rewards Credit card Benefits Earn 5 reward points for every INR 150 spent on dining and fuel with no monthly cap on the rewards earned Earn 1 reward point for every INR 150 spent on all other categories Good Life Privileges - https://www.sc.com/in/promotions/the-good-life-privileges/ The Good Life restaurants upto 15% off - https://sctgl.co.in/ Foreign transaction - 3.5% charges Access to Standard Chartered Card Offers - https://www.sc.com/in/credit-cards/offers/ Example of the offers and many more are there at the link above: Enjoy up to 10% cashback* on Ola rides (Cardholders who will sp...

Feb242019 by wealth18.comNo Comments

Standard Chartered Bank Credit Cards – Features and Comparison

Credit Cards, SC Bank Credit Cards

Standard Chartered (SC India) Bank offers variety of credit cards to suit needs of different customers. As there are multiple credit cards, it is sometimes difficult to choose the one which is better for you. In this post, I have summarised the list of all credit cards offered by SC bank, that will help you to choose the right one. You can then check the features for individual credit cards also. Considering the features of all Standard Chartered Credit Cards, I will rank them as follows: Standard Chartered Bank - Super Value Titanium Credit Card Standard Chartered Bank - Manhattan Platinum Credit Card Standard Chartered Bank - Yatra Platinum Credit Card Standard Chartered Bank - Ultimate Credit Card See the details of all cards belowL Standard Chart...

Feb222019 by wealth18.comNo Comments

Standard Chartered Bank (SC) Emirates World Credit Card – Review, Details, Offers, Benefits

Credit Cards, SC Bank Credit Cards

Standard Chartered Bank in India offers this "Emirates World" credit card with many features and benefits related to miles, golf privileges, airport lounge access etc. SC Emirates World Credit card Benefits 4000 additional Skywards miles on enrollment Earn 6 Skyward miles on every INR 150 spent on Emirates transactions and 3 Skyward Miles on every INR 150 spent on all other transactions. Redeem your Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska airlines and many more. Get 5% cashback on duty free shopping, upto a maximum of INR 1,000 per month. Cash back will be posted into the card account within 60 days of statement generation. Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and 2 complimentary ...

Feb162019 by wealth18.comNo Comments

Pradhan Mantri Shram Yogi Mandhan (PMSYM) – Mega Pension Yojana Scheme 2019

Misc

In Budget 2019, government has announced a Mega Pension Yojana, namely Pradhan Mantri Shram Yogi Mandhan (PM-SYM), to provide assured monthly pension of Rs 3000 per month for workers in the unorganised sector. Unorganised sector workers with income up to Rs 15,000 per month, will get pension after after 60 years of age for a contribution of Rs 100 per month. In this post, I am providing more details about features of this pension yojana, its eligibility and application details: Features - Pradhan Mantri Shram Yogi Mandhan (PMSYM) Pension Yojana Contribution: The applicant opting for this pension yojana, needs to contribute a certain amount (Rs 55 - Rs 200 depending ion your age) in the pension account every month. If you join the scheme at the age of 18 years, you will ...