Standard Chartered Bank (SC) Platinum Rewards Credit Card – Review, Details, Offers, Benefits, Fees


Standard Chartered Bank in India offers this “Platinum Rewards” credit card with many features and benefits related to extra reward points on dining and fuel.

SC Platinum Rewards Credit card Benefits

    • Earn 5 reward points for every INR 150 spent on dining and fuel with no monthly cap on the rewards earned
    • Earn 1 reward point for every INR 150 spent on all other categories


  • Good Life Privileges –
  • The Good Life restaurants upto 15% off –
  • Foreign transaction – 3.5% charges
  •  Access to Standard Chartered Card Offers –
    • Example of the offers and many more are there at the link above:
    • Enjoy up to 10% cashback* on Ola rides  (Cardholders who will spend a minimum of INR 15,000 on their credit card (all spends will included) in a calendar month only will be eligible to get a 10% cash back by using SCB credit card for making payment for their rides on Ola App; max cash back per month per client will be INR 300 (“Offer”)
    • Enjoy 15X reward points at Shoppers stop – Earn 15 reward points on every Rs 150 spent
    • Get 20% off at Millenium hotels with Mastercard credit cards
    • Get Rs. 1,000 discount on domestic flight bookings on Yatra app
    • Enjoy 15% cashback at Jabong, every Thursday
    • Get up to INR 2,500 cashback* on Paytm flight bookings.
    • Get up to 25% off* on movie tickets and food at INOX
    • Get 15% off at over 850 restaurants in India.
    • Get BookMyShow vouchers worth Rs. 500 on Card Set Up
    • Enjoy 5% cash back at Croma with your Standard Chartered cards
    • Get INR 200 instant discount at Grofers on subsequent purchases of minimum INR 2,000. Use Promo code SCB200.

Rewards Collection

  • Earn 5 reward points for every INR 150 spent on dining and fuel with no monthly cap on the rewards earned
  • Earn 1 reward point for every INR 150 spent on all other categories

Rewards Redemption

  • SC point value is approx Rs o.24  (as you get redeem 4000 points for a Rs 1000 voucher)
  • SC points value –  Based on the earned points and redemption value  – you will get a cashback of 0.83% on dining and fuel and 0.17% on other transactions.

Insurance included in the credit card:  NIL

SC Ultimate Credit Card Eligibility :   Applicant should be between 21 and 65 with stable monthly income.


  • Joining Fee: Rs 250  – Get 100% onetime cashback (up to INR 500) on spends at Restaurants within 1st 90 days
  • Renewal Fee: Rs 250 – waived on spending Rs 30,000 in the Year
  • You can get it Lifetime free if you apply directly online.

How to Apply – See the direct link at SC website


This card is offering good benefits with extra reward points on dining and fuel Also the fees is quite low and you will get the card for free if you spend the threshold amount every year. While this is free/ low fee card, the benefit of 5x points is actually worth less than 1% in the cashback.

There are many credit cards offered by Standard Chartered  bank with different features including discount on movies, groceries, dining as well as air travel and hotels, free international and domestic lounge access. Some of the cards offers excellent redemption rewards. See list of all credit cards offered by SC Bank and check which one you should go for.


    • Hi Narendra, Please share more details so that other members here can also read it. Which SC card do you hold and had bad experience. Did you switch to any other bank credit card? How is your experience?


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