comparison-gold-etf-gold-funds-egold

Comparison of Gold ETF vs Gold Mutual Funds vs e-Gold – Which is the Best ?

  If you want to invest in Gold, electronic form of investment is better than buying physical gold due to reasons of safety, storage, liquidity, purity etc.You have few options…

e-gold-nsel

e-Gold by National Spot Exchange (NSEL) – Review – Benefits, Buying Process, Charges & Tax aspects

Previously we discussed the benefits of trading / investing in electronic form of Gold (Gold ETF, Gold Funds etc) over buying physical gold, coins, jewellery etc. In this post, I…

itr-forms

Changes in ITR Forms & return filing rules for AY 2013-2014 (FY 2012-2013)

  As you all know, most taxpayers are required to file their Income Tax returns by 31-Jul-2013. However, for the Corporate Sector as well as for persons for whom tax…

PF_online

[How to] download PF statement online using e-Passbook facility

Now, You do not have to wait for year-end to receive physical PF statement from your employer. EPFO is now providing the online facility – ePassbook to allow PF members…

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[How to] check your PF Balance online?

Every month, PF amount is deducted from employee’s salary & employer also contributes equal amount to the Employees’ PF Account. The EPFO (Employees Provident Fund Organisation) now provides facility ot…

Top Mutual Funds in India

Best Mutual Funds to invest in 2013 – Top performing Mutual Funds in India

In this post, I have tried to list some of the best performing & top rated mutual funds in India which you can consider to invest in 2013. While selecting…

benefits-mutual-funds

Top 10 Reasons to Invest in Mutual Funds

Mutual funds are one of the best options available to small retail investors to diversift their investment and earn superior returns. In this post, I have tried to list some…

Investment-Options

Where should I invest my money?

  There is a famous saying in financial world that you will become rich by “Investing” not only “Saving”. Well, Isn’t Investing & Saving is the same thing? Actually No,…

80EE-tax-deduction-1lakh-budget-2013

Section 80EE: New section in Budget 2013 to allow increased housing loan deduction – Will anyone get benefit?

To cater the need to affordable housing, finance minister has introduced a new section 80EE in Income tax Act.   This section allows for additional deduction up to Rs. 100000/-…

neft-rtgs-funds-transfer

NEFT & RTGS Transfer – meaning, differences, charges & process explained

  In banking context, you must have heard phrases like “NEFT transfer”& “RTGS”.  In this post, we will discuss – what is NEFT & RTGS, how they are different, charges,…

rate-cut-small-savings-scheme-ppf-nsc

Interest Rate cut on small savings scheme – PPF, NSC, PO MIS interest rates revised

  Government has cut interest rates on small savings scheme marginally by 0.10% for 2013-2014.  The revised interest rates will be applicable with effect from April 1, 2013. The decision…

section-87A-new-tax-credit-rs-2000

Tax credit of Rs 2000 – New Section 87A announced in Budget 2013 – Details

In Budget 2013, finance minister P Chidambaram has given a small relief to taxpayers whose income is upto Rs 5 lakhs. Persons whose income is upto Rs 5 lakhs will…

cts

Validity of Old Non-CTS cheques extended upto 31 July 2013

RBI has now extended the validity of old Non-CTS Compliant cheques till 31st July 2013. So, Non- CTS 2010 compliant cheques wil be valid until 31-Jul-2013 However, RBI has asked…

hdfc-sweep-in-facility

How to use Sweep-in facility in HDFC bank via netbanking?

  In my earliest post, I explained How you can earn upto 9% on your savings bank account using Auto sweep / sweep-in facility (Read Full Post). In this post,…

saving-account-interest

How to earn upto 9% interest on your Savings account balance?

Yes. You read it right. In this post, I will explain how to earn upto 9% interest on your idle savings account balance. Typically banks give 4% interest on savings…