Standard Chartered Bank in India offers this “Landmark Platinum Rewards” credit card that offers additional points when shopping at Landmark stores such as Lifestyle, Max and Home Centre and 5% cashback at Spar.
SC Landmark Platinum Rewards Credit card Benefits
- Sign up for the Landmark Platinum Rewards credit card and get vouchers worth INR 2,800
- Earn up to 9x reward points for every INR 200 spent on Landmark stores such as Lifestyle, Max and Home Centre
- 2X Reward Points on all other categories
- Additional 5% cash back during sale previews at Lifestyle and Home Centre
- Get 5% cashback on your grocery shopping at SPAR stores up to a maximum of INR 500 per month. Minimum purchase of Rs1,500. Maximum cash back of Rs150 per transaction. Maximum cash back of Rs500 in a month.
Other Offers
- Good Life Privileges – https://www.sc.com/in/promotions/the-good-life-privileges/
- The Good Life restaurants upto 15% off – https://sctgl.co.in/
- Access to Standard Chartered Card Offers – https://www.sc.com/in/credit-cards/offers/
- Example of the offers and many more are there at the link above:
- Enjoy up to 10% cashback* on Ola rides (Cardholders who will spend a minimum of INR 15,000 on their credit card (all spends will included) in a calendar month only will be eligible to get a 10% cash back by using SCB credit card for making payment for their rides on Ola App; max cash back per month per client will be INR 300 (“Offer”)
- Enjoy 15X reward points at Shoppers stop – Earn 15 reward points on every Rs 150 spent
- Get 20% off at Millenium hotels with Mastercard credit cards
- Get Rs. 1,000 discount on domestic flight bookings on Yatra app
- Enjoy 15% cashback at Jabong, every Thursday
- Get up to INR 2,500 cashback* on Paytm flight bookings.
- Get up to 25% off* on movie tickets and food at INOX
- Get 15% off at over 850 restaurants in India.
- Get BookMyShow vouchers worth Rs. 500 on Card Set Up
- Enjoy 5% cash back at Croma with your Standard Chartered cards
- Get INR 200 instant discount at Grofers on subsequent purchases of minimum INR 2,000. Use Promo code SCB200.
Rewards Collection
- Earn 9 reward points for every INR 200 spending Landmark stores such as Lifestyle, Max and Home Centre
- Earn 2 reward point for every INR 200 spent on all other categories
Rewards Redemption
- SC point value is approx Rs o.25 (as you get redeem 4000 points for a Rs 1000 voucher)
- SC points value – Based on the earned points and redemption value – you will get a cashback of 1.13% on spending at Landmark stores and 0.25% on other transactions. Note that the points at this card is accrued on per Rs 200 spent.
Insurance included in the credit card: NIL
SC Ultimate Credit Card Eligibility : Applicant should be between 21 and 65 with stable monthly income.
Fees
- Joining Fee: Rs 250 Get 100% onetime cashback (up to INR 500) on spends at Landmark Group (Lifestyle, Max, Homecentre)
- Renewal Fee: Rs 250 – waived on spending Rs 30,000 in the Year
- Foreign transaction – 3.5% charges
How to Apply – See the direct link at SC website
Summary
This card is beneficial if you are spending on SPAR as it gives 5% cashback. Also, it gives additional points on spending at Landmark stored. But note that the points are awarded on every Rs 200 spent (higher than Rs 150 for other SC cards), thereby reducing the effective cashback / benefit to approx 1.13%. There are other cards which gives benefit for general grocery shopping.
There are many credit cards offered by Standard Chartered bank with different features including discount on movies, groceries, dining as well as air travel and hotels, free international and domestic lounge access. Some of the cards offers excellent redemption rewards. See list of all credit cards offered by SC Bank and check which one you should go for.