RBL Bank Platinum Delight Credit Card – Review, Details, Offers, Benefits

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RBL Bank Platinum Delight Credit  Card is one of the  credit card offered by RBL Bank that provides extra reward points.

Features 

  • 4000 reward points as  joining benefit (value approx Rs 1000)
  • Fuel charge waiver for transaction between Rs 500 – Rs 4000 (Max waiver Rs 150 per month)

Reward Points Collection

  • Earn 2 reward points for every Rs.100 on all your purchases except fuel 
  • Earn 4 reward points for every Rs.100 on all your purchases on weekends
  • Earn 1,000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth Rs.1,000 or more in a calender month
  • Can get many discount offers applicable for all RBL Credit cards for groceries, travel, hotel, movies, shopping & gifts.

Reward Points Redemption

  • You can redeem the points against Flights & Hotels, Shopping, Mobile recharges and retail vouchers.  They have a dedicated rewards website –  https://www.rblrewards.com

Points Value / Cashback equivalent based on redemption

1 point = Rs 0.25

  • Approx. cashback of 0.50% on normal spending 
  • Approx. cashback of 1% on weekend spending

Additional 5% cashback if you hit monthly spending of Rs 5000 (5 transaction of Rs 1000 each) . For Rs 60K spending – Normal points 1200 + Bonus Points 12000 = total 13200  (equi to Rs 3300) making it 5.5% cashback

Fees:   Annual Fees – Rs 1000

  • Next year fee is waived on crossing spends of Rs.1.5 lacs in the previous year

Summary

This card if good as it gives upto 6% cashback. You are already getting the reward points equivalent to first year joining fees.

 

See list of all credit cards offered by RBL Bank and check which one you should go for.

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