ICICI Bank Platinum Chip Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply

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ICICI Bank offers this lifetime free credit card – Platinum Chip Credit Card

ICICI Bank Platinum Chip Credit Card Benefits

  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
  • Fuel Surcharge Waiver – 1% fuel surcharge waived off on fuel transactions at HPCL fuel outlet.
  • VISA Offers: Get VISA Platinum Offers
  • MasterCard Offers: Mastercard Priceless Specials Offers

Rewards Collection

  • ICICI Bank Platinum Chip Credit Card
    • All spends (except fuel) –  2 PAYBACK Points per Rs 100 spend  (0.5% equivalent)
    • Utilities and insurance categories – 1 PAYBACK Points per Rs 100 spend (0.25% equivalent)

Rewards Redemption

  • Each PAYBACK Points is equivalent to Rs. 0.25, so effectively you get 0.5% cashback

ICICI Bank Platinum Chip Credit Card – Fees

  • Joining fees: Rs 199 (no Joining fee employees of ~1000 select  corporates)
  • Annual Fee of ₹99 (waived on annual spend of Rs 50000

How to Apply – You can apply online   See details

Documents needed: 

  • Minimum Income:  Rs 2 Lakhs
  • Proof of ID and Address
  • Last 2 salary slips

 

Summary

This is a basic credit card offered by ICICI and gives you 0.5% worth of benefits. You can consider this as a starter credit card or if you have low spend. 

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