ICICI Bank offers this lifetime free credit card – Platinum Chip Credit Card
ICICI Bank Platinum Chip Credit Card Benefits
- Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
- Fuel Surcharge Waiver – 1% fuel surcharge waived off on fuel transactions at HPCL fuel outlet.
- VISA Offers: Get VISA Platinum Offers
- MasterCard Offers: Mastercard Priceless Specials Offers
Rewards Collection
- ICICI Bank Platinum Chip Credit Card
- All spends (except fuel) – 2 PAYBACK Points per Rs 100 spend (0.5% equivalent)
- Utilities and insurance categories – 1 PAYBACK Points per Rs 100 spend (0.25% equivalent)
Rewards Redemption
- Each PAYBACK Points is equivalent to Rs. 0.25, so effectively you get 0.5% cashback
ICICI Bank Platinum Chip Credit Card – Fees
- Joining fees: Rs 199 (no Joining fee employees of ~1000 select corporates)
- Annual Fee of ₹99 (waived on annual spend of Rs 50000
How to Apply – You can apply online See details
Documents needed:
- Minimum Income: Rs 2 Lakhs
- Proof of ID and Address
- Last 2 salary slips
Summary
This is a basic credit card offered by ICICI and gives you 0.5% worth of benefits. You can consider this as a starter credit card or if you have low spend.