ICICI Bank Platinum Chip Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply

ICICI Bank offers this lifetime free credit card – Platinum Chip Credit Card

ICICI Bank Platinum Chip Credit Card Benefits

  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
  • Fuel Surcharge Waiver – 1% fuel surcharge waived off on fuel transactions at HPCL fuel outlet.
  • VISA Offers: Get VISA Platinum Offers
  • MasterCard Offers: Mastercard Priceless Specials Offers

Rewards Collection

  • ICICI Bank Platinum Chip Credit Card
    • All spends (except fuel) –  2 PAYBACK Points per Rs 100 spend  (0.5% equivalent)
    • Utilities and insurance categories – 1 PAYBACK Points per Rs 100 spend (0.25% equivalent)

Rewards Redemption

  • Each PAYBACK Points is equivalent to Rs. 0.25, so effectively you get 0.5% cashback

ICICI Bank Platinum Chip Credit Card – Fees

  • Joining fees: Rs 199 (no Joining fee employees of ~1000 select  corporates)
  • Annual Fee of ₹99 (waived on annual spend of Rs 50000

How to Apply – You can apply online   See details

Documents needed: 

  • Minimum Income:  Rs 2 Lakhs
  • Proof of ID and Address
  • Last 2 salary slips

 

Summary

This is a basic credit card offered by ICICI and gives you 0.5% worth of benefits. You can consider this as a starter credit card or if you have low spend. 

How useful was this article?

Click on a star to rate it!

Average rating / 5. Vote count:

Note:- We have now replaced the blog comment section with a full discussion forum where you can raise all your queries. Please visit the forum Wealth18.com Discussion Forum for all your queries and participation

One Reply to “ICICI Bank Platinum Chip Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply”

Comments are closed.