First Citizen Citi Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply

First Citizen Citi Credit Card – A shopping credit card for accelerated reward points at Shoppers Stop. It gives upto 4.2% worth of rewards for Shoppers Stop Shopping.

 

First Citizen Citi  Credit Card Benefits

  • Welcome and First-use Benefits worth Rs.2050
    • 2 Shoppers Stop vouchers worth Rs.250 each redeemable at Shoppers Stop within the first month of Card issuance. Each voucher can be redeemed against a minimum spends of Rs.2,500 at Shoppers Stop.
    • Shoppers Stop voucher worth Rs.500 redeemable at Shoppers Stop outlets. The voucher can be redeemed against a minimum spend of Rs.2,500 on Private Brands only
    • Home Stop voucher worth Rs.500 redeemable at Home Stop outlets. The voucher can be redeemed against a minimum spend of Rs.4000 at Home Stop.
    • Shoppers Stop online store voucher redeemable on www.shoppersstop.com for savings of Rs.250 on purchases worth Rs.1,500 or above.
    • Spend anywhere within 30 days of Card issuance and get 500 Reward Points worth Rs.300 on your First Citizen Citi Credit Card.
  • Earn upto 4.2% on your shoppers stop shopping
    • 7 First Citizen Points per Rs.100 spent at Shoppers Stop for private label brands.
    • 5 First Citizen Points per Rs.100 spent at Shoppers Stop for other brands.
    • 1 First Citizen Point per Rs.100 spent elsewhere.
  • Get offers in many countries through Citi World Priveleges program
  • Up to 15% savings across participating restaurants.
  • Access to special CitiBank card offers – see details  Some examples of offers (keeps changing)
    • 15% cashback at Duty free shopping 
    • Rs 1200 cashback on Makemytrip domestic fligh booking through app 
    • Enjoy 20% cashback on Domestic Flights booked via Paytm app/website with Citi Cards
    • Get 20% cashback* on Bigbasket with Citi Cards
    • Book two movie tickets on Paytm app/website and get cashback for one movie ticket up to ₹ 500 with Citi Credit Cards.

 

Rewards Collection

  • 7 First Citizen Points per Rs.100 spent at Shoppers Stop for private label brands.
  • 5 First Citizen Points per Rs.100 spent at Shoppers Stop for other brands.
  • 1 First Citizen Point per Rs.100 spent elsewhere

Rewards Redemption

  • 1 Reward Point = Rs.0.6 for redemption.
  • Redeem your points instantly against purchases made at Shoppers Stop.

 Fees

  • The annual fee on the card is Rs.0 when you spend Rs.30,000 or more on your Card in a membership year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.500.

How to Apply – Apply online and you can get Rs 1000 cashback – See details

CitiBank Referral Program: Get Rs 2000 for every valid referral (upto 5 referrals per year) – See details

 

Documents needed: 

  • Permanent Income
  • Proof of ID and Address (see documents)
  • Last 2 salary slips

 

Summary

This is a shopping credit card and is beneficial for Shopper Stop Shopping. You can get upto 4.2% worth of rewards on Shopper Stop Shopping. 

There are many credit cards offered by other banks with different features including discount on movies, groceries, dining as well as air travel and hotels, free international and domestic lounge access. Some of the cards offers excellent redemption rewards. See list of all credit cards offered and check which one you should go for.

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