RBL Bank Insignia Preferred Banking World Credit Card provides you a world class experience with curated rewards and delectable culinary experience. Exclusivity is redefined with hand-picked shopping experiences, golf retreats, tailored services and lots more. This card is by invitation only and you need to get in touch with your relationship manager.
- 20000 reward points as joining benefit (value approx Rs 5000) or travel vouchers worth Rs. 5,000
- 8 complimentary visits every year ( 2 every quarter) at domestic lounges at all major airports in India (MasterCard Lounges)
- Complimentary Priority Pass membership that gives Access to international lounges. 6 international lounge visits in a year using your priority pass are complimentary. The visits are inclusive of guest visits. Charges of $27 will be applicable for any additional visit, post the free visits.
- Get complimentary golf rounds in a year and one golf lesson each month. Enjoy complimentary golf rounds and 50% discount on green fees.
- Discounts and offers on participating restaurants and hotels.
- Get an Accor Plus membership with benefits of more than Rs. 30,000 on spends of Rs. 8 Lacs in the previous year.
- Waiver of the 1% surcharge (upto Rs 250 per month) on fuel on all transactions between Rs. 500 and Rs. 4000
- Flat discount of Rs. 500 on Movie tickets at BookMyShow every month.
- Irrespective of which RBL card you hold, you can avail special offers being a RBL Card holder. See the offers and discount available to all RBL Card holders.
Reward Points Collection
- Earn 5 reward points for every Rs.100 on all your purchases
- Earn 10 reward points for every Rs.100 on international purchases
- Can get many discount offers applicable for all RBL Credit cards for groceries, travel, hotel, movies, shopping & gifts.
Reward Points Redemption
- You can redeem the points against Flights & Hotels, Shopping, Mobile recharges and retail vouchers. They have a dedicated rewards website – https://www.rblrewards.com
Points Value / Cashback equivalent based on redemption
1 point = Rs 0.25
- Approx. cashback of 1.25% on normal spending
- Approx. cashback of 2.5% on international spending
Fees: Annual Fees – Rs 5000 (renewal fees waived off on spends of Rs. 500,000 or more in previous year.)
This card if good as it gives you complementary lounge access, discounts on dining & hotels, golf access. As you get Rs 500 off every month (Rs 6000 / year)on Bookmyshow tickets, the annual fees is covered by this discount.
See list of all credit cards offered by RBL Bank and check which one you should go for.