RBL Bank Insignia Preferred Banking World Credit Card – Review, Details, Offers, Benefits

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RBL Bank Insignia Preferred Banking World Credit Card provides you a world class experience with curated rewards and delectable culinary experience. Exclusivity is redefined with hand-picked shopping experiences, golf retreats, tailored services and lots more. This card is by invitation only and you need to get in touch with your relationship manager.

Features 

  • 20000 reward points as  joining benefit (value approx Rs 5000) or travel vouchers worth Rs. 5,000
  • 8 complimentary visits every year ( 2 every quarter)  at domestic lounges at all  major airports in India (MasterCard Lounges)
  • Complimentary Priority Pass membership that gives Access to international lounges. 6 international lounge visits in a year using your priority pass are complimentary. The visits are inclusive of guest visits. Charges of $27 will be applicable for any additional visit, post the free visits.
  • Get complimentary golf rounds in a year and one golf lesson each month. Enjoy complimentary golf rounds and 50% discount on green fees.  
  • Discounts and offers on participating restaurants  and hotels.
  • Get an Accor Plus membership with benefits of more than Rs. 30,000 on spends of Rs. 8 Lacs in the previous year.
  • Waiver of the 1% surcharge (upto Rs 250 per month) on fuel on all transactions between Rs. 500 and Rs. 4000
  • Flat discount of Rs. 500 on Movie tickets at BookMyShow every month.
  • Irrespective of which RBL card you hold, you can avail special offers being a RBL Card holder. See the offers and discount available to all RBL Card holders.

Reward Points Collection

  • Earn 5 reward points for every Rs.100 on all your purchases
  • Earn 10 reward points for every Rs.100 on international purchases
  • Can get many discount offers applicable for all RBL Credit cards for groceries, travel, hotel, movies, shopping & gifts.

Reward Points Redemption

  • You can redeem the points against Flights & Hotels, Shopping, Mobile recharges and retail vouchers.  They have a dedicated rewards website –  https://www.rblrewards.com

https://www.rblbank.com/product/credit-cards/insignia-rewards-catalogue

Points Value / Cashback equivalent based on redemption

1 point = Rs 0.25

  • Approx. cashback of 1.25% on normal spending 
  • Approx. cashback of 2.5% on  international spending

Fees:   Annual Fees – Rs 5000 (renewal fees waived off on spends of Rs. 500,000 or more in previous year.)

Summary

This card if good as it gives you complementary lounge access, discounts on dining & hotels, golf access.  As you get Rs 500 off every month (Rs 6000 / year)on Bookmyshow tickets, the annual fees is covered by this discount.

See list of all credit cards offered by RBL Bank and check which one you should go for.

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