Monday, December 23News That Matters

RBL Bank Icon Credit Card – Review, Details, Offers, Benefits

RBL Bank Icon Credit  Card is one of the  premium credit cards offered by RBL Bank that offers complimentary lounge access and movie tickets.

Features 

  • 20000 reward points as  joining benefit (value approx Rs 5000)
  • Get one complimentary movie ticket free (up to Rs. 200 every month) on purchase of 2 or more tickets at BookMyShow –  Buy 1 get 1 free on Bookmyshow Movie tickets.  (twice a month)
  • 8 complimentary visits every year ( 2 every quarter)  at domestic lounges at all  major airports in India (MasterCard Lounges)
  • complimentary Priority Pass membership that gives Access to international lounges chargeable up to $27 per visit.
  • Enjoy complimentary golf rounds and discount on green fees
  • Discounts and offers on restaurants  and hotels.
  • Irrespective of which RBL card you hold, you can avail special offers being a RBL Card holder. See the offers and discount available to all RBL Card holders.

Reward Points Collection

  • Earn 2 reward points for every Rs.100 on all your purchases
  • Earn 20 reward points for every Rs.100 on dining and international purchases on weekend
  • Additional 1,0000 Bonus Reward Points if you hit annual spending of Rs 3 Lakhs.
  • Get additional 15000 points, if you hit annual spending of Rs 5 Lakhs
  • Another 20000 points, if you hit annual spending of Rs 8 Lakhs
  • Can get many discount offers applicable for all RBL Credit cards for groceries, travel, hotel, movies, shopping & gifts.

Reward Points Redemption

  • You can redeem the points against Flights & Hotels, Shopping, Mobile recharges and retail vouchers.  They have a dedicated rewards website –  https://www.rblrewards.com

Points Value / Cashback equivalent based on redemption

1 point = Rs 0.25

  • Approx. cashback of 0.50% on normal spending 
  • Approx. cashback of 5% on dining and  international spending on weekends

Additional 1.87 % cashback (approx Rs 15000 )  if you hit annual spending of Rs 8 lakhs . Total Points on 8L Spend = 45,000 Milestone Points + 16,000 Regular Points = 61,000 Points = Rs.15,000 in value (1.87% value back)

Fees:   Annual Fees – Rs 5000

Summary

This card if good as it gives you complementary lounge access & Buy 1 Get 1 free movie tickets.You are already getting the reward points equivalent to first year joining fees. This card may be beneficial if you have an annual spending of Rs 8 lakhs.

See list of all credit cards offered by RBL Bank and check which one you should go for.

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