Paytm First Credit Card – CitiBank – Review, Details, Offers, Benefits, Fees, How to Apply


Paytm has partnered with CitiBank to launch “Paytm First Credit Card”. It offers flat 1% cashback on all purchases.


Paytm First Credit card Benefits

  • 1% cashback on all  purchases (no limit) 
  • Complimentary “Paytm First” membership for 1 year


Paytm First Membership benefits   (free for 1 year – normally Rs 750 / year)

  • ₹360 Cashback on adding money to Paytm Wallet
  • Free Movie tickets worth ₹1200
  • Eros now – free for 12 months
  • Sony Liv – free for 12 months
  • VIU – free for 12 months
  • Gaana – free for 12 months
  • Avail discounts on Uber Ride Pass worth ₹1000
  • Zomato Gold membership worth ₹750
  • Enjoy free meals on UberEats worth ₹2400
  • Free OYO Wizard Blue membership worth ₹499
  • Free 12 months GOQii plus subscription worth ₹ 999
  • Offers worth ₹ 2400 on The Man Company products.
  • Offer worth ₹ 6000 on women’s formals
  • Free and Priority shipping on Paytm Mall

CitiBank Offers

  • Upto 15% discount at Partner Restaurants  (see details)
  • Get 2 Movie tickets at the price of 1 ticket –  Enjoy this movie booking offer every Friday, on Paytm movies (details)
  • Get amazing offers from Reliance digital, Zomato, Big Basket and many more  (details)


How will I get the cashback 

The customer will earn 1% unlimited cashback on all card spends, which will be automatically credited after the monthly bill generation. This cashback will be credited within 2 working days of bill generation.


How to apply Paytm First Credit Card

  • Paytm First Card application has been opened only for selected customers currently due to high number of requests. This feature is available on the latest version of Paytm app.
  • You can click on the Paytm First Card icon or find the Paytm First card option in the menu to begin the application for Paytm First card.
  • Please fill the details correctly and submit the form. Once the application is approved, a Citibank representative will reach out to you to complete the KYC process.
  • Once the application is approved, the Paytm First card will be mailed to your communication address with the welcome letter.



  • Annual fee  : Rs 500 (waived off when you spend Rs.50,000 or more in a membership year)


This is a good entry level card that offer 1% cashback on all purchases. If you use Ola Money or Ola rides regularly, you can consider checking the new Ola Money SBI Credit Card.


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