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HomeCredit CardsICICI Bank Credit CardsICICI Bank Coral Credit Card (Amex) – Review, Details, Offers, Benefits, Fees,...

ICICI Bank Coral Credit Card (Amex) – Review, Details, Offers, Benefits, Fees, How To Apply

ICICI Bank Coral Credit Card (Amex)  – gives extra rewards, get free movie tickets, discounts on dining and more. 


ICICI Bank Coral Credit Card (Amex) Benefits

  • One Complimentary access to select airport lounges in India, courtesy of American Express.
  • Get the all new feature of one complimentary domestic railway lounge visit per quarter.
  • 2 complimentary movie tickets every month under the Buy One Get One free offer through Buy 1 ticket and get the other ticket free any day of the week (Max benefit Rs 250 per ticket)
  • Buy 1 ticket and get the other ticket free on booking tickets at Inox Movies
  • 2X rewards on online spends.
  • Fuel Surcharge Waiver – 1% fuel surcharge waived off on fuel transactions at HPCL pumps. (The offer is valid on a maximum spend of ₹ 4000 per transaction at all HPCL pumps). To avail of the offer, payment should be made by swiping the card on ICICI Merchant Services swipe machines only,
  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
  • Amex Privileges:  American Express Connect provides a wide range of special offers across categories like Travel, Lodging, Dining (upto 20% off), Retail and Online Shopping.

Rewards Collection

  • ICICI Bank Coral Mastercard Credit Card
    • All Spends (except fuel) –  2 PAYBACK Points per Rs 100 spend
    • Online Transactions –  4 PAYBACK Points per Rs 100 spend
    • Utilities and Insurance Spend –  1 PAYBACK Points per Rs 100 spend
  • Additional PAYBACK points –
    • Get 2,000 PAYBACK Points on spending Rs. 2,00,000 on your card and
    • 1,000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year;
    • maximum of 10,000 PAYBACK Points per year.
  • You DONOT get any points for Fuel spends (unlike Sapphiro Card)
  • You not only earn PAYBACK Points when you use your ICICI Bank Credit Card, but also earn additional points from PAYBACK Partner Brands for the same purchase.

Rewards Redemption

  • Each PAYBACK Points is equivalent to Rs. 0.25
  • So effectively: you get 0.5% cashback on normal purchases and 1% cashback on Online Spend.
  • Additional 0.25% on hitting annual spend


ICICI Bank Coral Credit Card – Fees

  • Joining Fees: Rs 500 + GST
  • Annual Fees : Rs 500  (waived off if annual spend in last year is Rs 1.50 lakhs)


How to Apply – You can apply online   See details

Documents needed: 

  • Minimum Income:  Rs 5 lakhs
  • Proof of ID and Address
  • Last 2 salary slips



This is a low fee credit card and is beneficial if you spend low (10k-15k per month). Given that it is offering reward points worth 1% on online spend, it is worth considering. However, note that Amex card may not be accepted on many outlets.



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