ICICI Bank Coral Credit Card (Amex) – gives extra rewards, get free movie tickets, discounts on dining and more.
ICICI Bank Coral Credit Card (Amex) Benefits
- One Complimentary access to select airport lounges in India, courtesy of American Express.
- Get the all new feature of one complimentary domestic railway lounge visit per quarter.
- 2 complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com. Buy 1 ticket and get the other ticket free any day of the week (Max benefit Rs 250 per ticket)
- Buy 1 ticket and get the other ticket free on booking tickets at Inox Movies
- 2X rewards on online spends.
- Fuel Surcharge Waiver – 1% fuel surcharge waived off on fuel transactions at HPCL pumps. (The offer is valid on a maximum spend of ₹ 4000 per transaction at all HPCL pumps). To avail of the offer, payment should be made by swiping the card on ICICI Merchant Services swipe machines only,
- Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
- Amex Privileges: American Express Connect provides a wide range of special offers across categories like Travel, Lodging, Dining (upto 20% off), Retail and Online Shopping.
- ICICI Bank Coral Mastercard Credit Card
- All Spends (except fuel) – 2 PAYBACK Points per Rs 100 spend
- Online Transactions – 4 PAYBACK Points per Rs 100 spend
- Utilities and Insurance Spend – 1 PAYBACK Points per Rs 100 spend
- Additional PAYBACK points –
- Get 2,000 PAYBACK Points on spending Rs. 2,00,000 on your card and
- 1,000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year;
- maximum of 10,000 PAYBACK Points per year.
- You DONOT get any points for Fuel spends (unlike Sapphiro Card)
- You not only earn PAYBACK Points when you use your ICICI Bank Credit Card, but also earn additional points from PAYBACK Partner Brands for the same purchase.
- Each PAYBACK Points is equivalent to Rs. 0.25
- So effectively: you get 0.5% cashback on normal purchases and 1% cashback on Online Spend.
- Additional 0.25% on hitting annual spend
ICICI Bank Coral Credit Card – Fees
- Joining Fees: Rs 500 + GST
- Annual Fees : Rs 500 (waived off if annual spend in last year is Rs 1.50 lakhs)
How to Apply – You can apply online See details
- Minimum Income: Rs 5 lakhs
- Proof of ID and Address
- Last 2 salary slips
This is a low fee credit card and is beneficial if you spend low (10k-15k per month). Given that it is offering reward points worth 1% on online spend, it is worth considering. However, note that Amex card may not be accepted on many outlets.