Wednesday, May 15News That Matters

HSBC Cashback Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply, Eligibility, Status, Limit

HSBC Cashback Card gives you unlimited cashback on all transactions (upto 1.5%)

HSBC Cashback Credit Card Benefits

  • Joining Benefits :  Get Rs 2,000 Cleartrip voucher (Domestic Flights) & Rs 250 Swiggy voucher on your first successful transaction of any amount within 30 days of credit card issuance.
  • Benefits
    • Unlimited cashback on all your transactions
    • Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet) and 1% on all other spends
    • Cashback is also available on Instant EMI (Equated Monthly Installment) facility on your card across listed merchants.
  • Milestone Benefits: N/A
  • Lounge Access (Domestic):N/A
  • Movie Tickets:  NA
  • Restaurant Offers: Up to a 15% discount at over 1,000 restaurants across major cities. See the list of participating vendors at 
  • Railway Surcharge waiver: N/A
  • Fuel:  N/A
  • Other Offers
    • 20% off on Swiggy orders above INR400. (Discount up to INR100, valid once per month per user)
    • 5% discount on Amazon spends of INR1,000 or above. (Maximum discount of INR250 per card per month, no restriction on number of transactions)
    • Other Partner Offers on all HSBC Credit cards. See latest offers

Rewards Collection

  • Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet) and 1% on all other spends

Rewards Redemption

  • N/A as you get the cashback

HSBC Cashback Credit Card Fees

  • Joining fees: Rs 0
  • Annual Fee: Rs 750 ( reversed if your total annual spend exceeds Rs 300,000)

How to Apply – You can apply online at HSBC website 


  • You must be aged between 18 to 65
  • Your annual income must be at least INR400,000 per annum (for salaried individuals)
  • You must be an Indian resident
  • You must reside in any of the following cities: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, Pune
  • Salary slip/certificate if you’re employed by a multinational corporation (MNC)
  • A copy of the front of your credit card and your latest credit card statement (applicable if you have other credit cards)
  • Copy of your latest salary slip, plus the last 3 months of bank statements showing salary credits if you’re a salaried employee in a private limited company
  • Proof of residence, identity and your Permanent Account Number (PAN) card/Form 60

This credit card offers 1.5% cashback on all online transactions and 1% cashback on other transactions.