ICICI Bank Ascent American Express Credit Card is an Amex credit card with standard reward points worth 1-2% benefit.
ICICI Bank Ascent Amex Credit Card Benefits
- Joining Benefit
- 4000 “Hand-picked Rewards”
- Lounge Access (Domestic): No Benefit on this card
- Movie Tickets: No Benefit on this card
- Restaurant Offers:No Benefit on this card
- Fuel:No Benefit on this card
Rewards Collection
- Earn 6 Hand-Picked Rewards on every ₹ 200 spent on dining, and shopping at leading department stores, air tickets booked through airline offices and websites, overseas expenses
- 3 Hand-Picked Rewards on every ₹ 200 on all other spends. (
- Earn up to 12 Hand-Picked Reward on every ₹ 200 on accelerated spends on your card (On annual spend of 2.5 – 5 lakhs, the Hand picked award will increase to 8 & 4), (On annual spend of above 5 lakhs, the Hand picked award will increase to 12 & 6)
Rewards Redemption
- Redeem the rewards from “Hand Picked” rewards catalogue
- 1 reward point = ~Rs 0.70
- 2% worth of points on dining, shopping, tickets and 1% worth of points on other purchases
Fees
- Joining fees: Rs 4000
- Annual Fee: Rs 1000
How to Apply – You can apply ICICI Website
To track the status, you may call our Customer Care at 1800 102 0123 from your registered mobile number
Summary
This is an Amex credit card with standard reward points worth 1-2% benefit. However, the charges are higher with no mention of fees reversal on reaching any annual spend. There are many other credit cards that offer better benefits like Amazon Pay ICICI Credit card (free card with 1-5% cashback)