IndianOil HDFC Bank Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply, Eligibility, Status, Limit

HDFC co-branded credit card with Indian Oil that gives 50 Litres of Free fuel annually!

HDFC Indian Oil Credit Card Benefits

Joining Benefits : N/A

Benefits

  • Earn 5% of your spends as Fuel Points
    • On IndianOil Fuel Outlet (Max up to 250 Fuel Points per month for the first 6 months, max 150 Fuel Points in a month post 6 months)
    • On Groceries and Bill Payments (Max 100 Fuel Points per month on each category)
  • Earn 1 Fuel Point for every Rs. 150 spent on other purchases
  • Enjoy 1% Fuel Surcharge waiver (Up to Rs. 250 per statement cycle; transaction value to be min. Rs.400)
  • Milestone Benefits: N/A
  • Lounge Access (Domestic / International):N/A
  • Golf : N/A
  • Movie Tickets: N/A
  • Restaurant Offers:
  • Railway Surcharge waiver: N/A
  • FuelEnjoy 1% surcharge waiver when you buy fuel (Up to Rs. 250 per billing cycle, transaction value to be min. Rs.400)
  • International Spend Benefits:  N/A
  • Other Offers

Rewards Collection

  • Get 5% of your spends as Fuel Points at IndianOil Fuel outlets on your IndianOil HDFC Bank Credit Card (You can earn up to 250 Fuel Points in a month for the first 6 months, post which you can earn up to 150 Fuel Points in a month)
  • Earn 5% of your Grocery spends as Fuel Points (You can earn up to 100 Fuel Points in a month)
  • Earn 5% of your bill payments as Fuel Points (You can earn up to 100 Fuel Points in a month)
  • Earn 1 Fuel Point for every Rs. 150 that you spend

Rewards Redemption

  • Redeem Fuel Points for Free Fuel using the complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
  • The Fuel Points you collect can be redeemed towards IndianOil XTRAREWARDSTM Points (XRP) Redeem XRP for free fuel at over 20,000 participating IndianOil Petrol Pumps across India. [1 FP = 3 XRP; 1 XRP = Rs. 0.30]
  • Redeem Fuel Points as CashBack on your IndianOil HDFC Bank Credit Card
  • Redeem Fuel Points towards catalogue products through Netbanking

HDFC Indian Oil Credit Card Fees

  • Joining/Renewal Membership Fee – Rs. 500/
  • Get renewal fee waived on spends of Rs. 50,000 in a year prior to renewal date.

How to Apply – You can apply online at HDFC website 

Eligibility:  Age: Min 21 yrs & Max 60 Yrs, Income: Net Monthly Income> Rs 12,000

Summary

HDFC Bank, Indian Oil launch co-branded fuel credit card for users from non-metro cities; to be available on RuPay, Visa platforms. It gives you 5% worth of Fuel points redeemable against free fuel or catalogue items.

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