HDFC co-branded credit card with Indian Oil that gives 50 Litres of Free fuel annually!
HDFC Indian Oil Credit Card Benefits
Joining Benefits : N/A
Benefits
- Earn 5% of your spends as Fuel Points
- On IndianOil Fuel Outlet (Max up to 250 Fuel Points per month for the first 6 months, max 150 Fuel Points in a month post 6 months)
- On Groceries and Bill Payments (Max 100 Fuel Points per month on each category)
- Earn 1 Fuel Point for every Rs. 150 spent on other purchases
- Enjoy 1% Fuel Surcharge waiver (Up to Rs. 250 per statement cycle; transaction value to be min. Rs.400)
- Milestone Benefits: N/A
- Lounge Access (Domestic / International):N/A
- Golf : N/A
- Movie Tickets: N/A
- Restaurant Offers:
- 15% off on 3000+ restaurants
- Railway Surcharge waiver: N/A
- Fuel: Enjoy 1% surcharge waiver when you buy fuel (Up to Rs. 250 per billing cycle, transaction value to be min. Rs.400)
- International Spend Benefits: N/A
- Other Offers
- Other exclusive offers on HDFC Credit Cards
- 5% cashback on HDFC SmartBuy Site
Rewards Collection
- Get 5% of your spends as Fuel Points at IndianOil Fuel outlets on your IndianOil HDFC Bank Credit Card (You can earn up to 250 Fuel Points in a month for the first 6 months, post which you can earn up to 150 Fuel Points in a month)
- Earn 5% of your Grocery spends as Fuel Points (You can earn up to 100 Fuel Points in a month)
- Earn 5% of your bill payments as Fuel Points (You can earn up to 100 Fuel Points in a month)
- Earn 1 Fuel Point for every Rs. 150 that you spend
Rewards Redemption
- Redeem Fuel Points for Free Fuel using the complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
- The Fuel Points you collect can be redeemed towards IndianOil XTRAREWARDSTM Points (XRP) Redeem XRP for free fuel at over 20,000 participating IndianOil Petrol Pumps across India. [1 FP = 3 XRP; 1 XRP = Rs. 0.30]
- Redeem Fuel Points as CashBack on your IndianOil HDFC Bank Credit Card
- Redeem Fuel Points towards catalogue products through Netbanking
HDFC Indian Oil Credit Card Fees
- Joining/Renewal Membership Fee – Rs. 500/
- Get renewal fee waived on spends of Rs. 50,000 in a year prior to renewal date.
How to Apply – You can apply online at HDFC website
Eligibility: Age: Min 21 yrs & Max 60 Yrs, Income: Net Monthly Income> Rs 12,000
Summary
HDFC Bank, Indian Oil launch co-branded fuel credit card for users from non-metro cities; to be available on RuPay, Visa platforms. It gives you 5% worth of Fuel points redeemable against free fuel or catalogue items.