If you are looking for investments for short term or less risky investments, you can look at various funds that invest in debt instruments.
There are various categories of Debt funds and you should select one / combination based on your risk profile, time horizon etc. Different type of funds available are:
- Based on Duration (Low, Short, Medium, Medium to Long, Long)
- Dynamic Bond
- Gilt, Corporate, Credit Risk
- Ultra Short, Liquid and Money Market
| Debt Funds | Historical Returns | ||||
| 1 year | 2 year | 3 year | 5 year | ||
| Annualised Returns (%) | |||||
| ABSL Low Duration | 9.30% | 8.53% | 8.16% | 8.58% | Low Duration |
| Axis Treasury Advantage | 9.27% | 8.47% | 8.07% | 8.36% | |
| Kotak Low Duration | 9.23% | 8.58% | 8.41% | 9.05% | |
| IDFC Bond – Short term | 10.50% | 8.48% | 7.89% | 8.41% | Short Duration |
| Kotak Bond Short term | 10.46% | 8.61% | 7.92% | 8.70% | |
| Axis Short Term | 10.38% | 8.53% | 7.98% | 8.72% | |
| SBI Magnum Medium Duration | 10.59% | 8.76% | 8.81% | 9.89% | Medium |
| HDFC Medium term debt | 9.67% | 7.84% | 7.42% | 8.48% | |
| ICICI Pru Medium term bond | 9.51% | 7.53% | 7.61% | 8.69% | |
| Canara Robecco Income | 10.90% | 8.21% | 7.00% | 8.31% | Medium to Long |
| SBI Magnum Income | 10.18% | 7.78% | 7.56% | 8.71% | |
| ICICI Pru Bond | 11.28% | 7.89% | 7.31% | 8.58% | |
| ICIC Pru Long Term Bond | 10.35% | 8.88% | 7.71% | 9.30% | Long |
| SBI Dynamic Bond | 12.20% | 8.95% | 7.65% | 9.21% | Dynamic |
| Kotak Dynamic | 11.14% | 9.33% | 8.43% | 9.59% | |
| Edelweiss Dynamic Bond | 11.98% | 9.04% | 7.43% | 8.19% | |
| SBI Magnum Gilt | 11.63% | 8.59% | 7.42% | 9.51% | Gilt |
| Nippon India Gilt | 11.38% | 10.09% | 8.45% | 10.33% | |
| DSP Gov Sec Fund | 10.98% | 9.47% | 7.38% | 8.94% | |
| L&T Triple Ace Bond | 11.91% | 8.79% | 6.66% | 7.92% | Corporate Bond |
| UTI Corporate Bond | 11.82% | ||||
| HDFC Corporate Bond | 10.24% | 8.14% | 7.73% | 8.58% | |
| ICICI Pru Credit Risk | 9.98% | 8.74% | 8.51% | 9.21% | Credit Risk |
| Kotak Credit Risk | 9.86% | 8.32% | 8.12% | 9.38% | |
| HDFC Credit Risk Debt | 9.02% | 7.39% | 7.55% | 9.02% | |
| Franklin India Ultra Short Bond | 9.69% | 9.13% | 8.90% | 9.27% | Ultra Short |
| ICICI Pru Ultra Short Term | 9.16% | 8.52% | 8.31% | 9.27% | |
| ABSL Savings Fund | 8.75% | 8.12% | 7.88% | 8.42% | |
| Franklin India Liquid | 7.02% | 7.26% | 7.10% | 7.54% | Liquid |
| ABSL Liquid | 6.87% | 7.18% | 7.03% | 7.48% | |
| ICICI Pru Liquid | 6.75% | 7.09% | 6.95% | 7.41% | |
| SBI Savings Fund | 8.49% | 8.05% | 7.74% | 8.29% | Money Market |
| ABSL Money Manager | 8.31% | 8.15% | 7.71% | 7.89% | |
| ICICI Pru Money Market | 8.16% | 7.93% | 7.53% | 7.77% | |