American Express® Platinum Travel Credit Card – Review, Details, Offers, Benefits, Fees, How To Apply, Eligibility, Status, Limit

American Express® Platinum Travel Credit Card offer excellent benefits.

Amex Platinum Travel Credit Card Benefits

  • Joining Benefits
    • Welcome Gift of 5,000 Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs. 4,000
  • Benefits
  • Milestone Benefits: Available – see reward section below.
  • Lounge Access (Domestic / International): Enjoy complimentary membership to Priority Pass, with the US$99 annual membership fee waived off. Enjoy 4 complimentary visits per year (limited to one complimentary visit per quarter) to airport lounges across India.
  • Golf :  N/A
  • Movie Tickets:  N/A
  • Restaurant Offers: Up to a 15% discount at over 1,000 restaurants across major cities. See the list of participating restaurants.
  • Railway Surcharge waiver: N/A
  • Fuel:   0% Convenience fee on fuel purchase at HPCL for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000
  • International Spend Benefits:  N/A
  • Other Offers

Rewards Collection

  • 1 Membership Rewards Point for every 2 Rs. 50 spent except for spend at Fuel, Utilities, Insurance and Cash Transactions
  • You earn Milestone Bonus Membership Rewards Points on the following three Milestones as defined below:
    • Spending Rs. 5,000 within 60 days of cardmembership entitles you to a Welcome Gift ( 5,000 Milestone Bonus Membership Rewards Points – can be redeemed able for Travel Vouchers worth Rs. 4,000 or other redemption options)
    • Reaching spend threshold of Rs. 1.9 Lacs every year (earn 7,500 Spend Milestone Bonus Membership Rewards Points – can be redeemed able for Travel Vouchers worth Rs. 6,000 or other redemption options)
    • Reaching spend threshold of Rs. 4 Lacs every year –  1) get a Taj Experiences E-Gift Card worth Rs. 10000   2) earn 10,000 Spend Milestone Bonus Membership Rewards Points – can be redeemed for Travel Vouchers worth Rs. 10,000 or other redemption options.

Rewards Redemption

  • Reward value is 1 reward point  = approx Rs 0.25 –  –So you get approx.  0.5% worth of reward value
  • Milestone benefits available as above
    • On annual spend of Rs 4 lakhs, you get reward points – 10000+7500+4000 = 21500   (redeemable for travel vouchers worth Rs 20000 + 10000 Taj Hotel)
  • Reward catalogue:  https://www.americanexpress.com/en-in/rewards/membership-rewards/

Amex Platinum Travel Credit Card Fees

  • First year fee: Rs. 3,500 plus applicable taxes.
  • Second year onwards: Rs. 5,000 plus applicable taxes.

How to Apply – You can apply online at Amex website 

Eligibility:

  1. Personal Annual Income of INR 6 Lakhs and above (in case of Self Employed or Salaried)
  2. Existing Credit Card member of any bank
  3. Resident of India (as defined under the Income Tax Act of India)
Summary

Amex Platinum Travel Credit Card offers excellent benefits in terms of travel vouchers (approx  5-7% worth of points) and complementary lounge access. However you need to spend more than Rs 4 lakhs annually on the card to get the full benefits .

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