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In my previous post, I have listed the best Performing Equity Funds ( Large Cap , Midcap/ Small Cap, Diversified Funds), balanced Funds, Debt Funds & Gold Funds. Now ion this post, we are mainly looking for best performing Equity Sector Funds, International Funds as well as Arbitrage funds.
Read my post – Best Mutual Funds to invest – Top performing Mutual Funds in India
Equity Mutual Funds – Sector / Thematic
Please note that Sector Funds invest in particular sector and involves higher risk as compared to Diversified funds. Sector specific risks exist in such funds.
Please see the post below for the best performing Equity Sector and thematic funds – (Infrastructure & Banking funds have given 40% returns in last one year) – See the link below:
http://wealth18.com/best-top-performing-sector-or-thematic-equity-funds/
Equity Mutual Funds – International
Please note that International Funds invest in International markets and involves higher risk as compared to Diversified funds. Such funds also carries Exchange Risk. You should avoid investing in International Funds.
| Annualised Return (in %) | ||||
| International Funds | 1 year | 2 Year | 3 Year | 5 Year |
| Motilal MOSt Shares NASDAQ 100 ETF | 25.6 | 22.9 | 18.1 | 24.3 |
| Franklin (I) FF US Opp. -Direct (G) | 21.8 | 17 | 12.6 | 18.6 |
| ICICI Pru US Bluechip – Direct (G) | 18.4 | 19.2 | 14.3 | 17.9 |
| HSBC Emerging Markets – Direct (G) | 30.6 | 32.4 | 10.5 | 7 |
| Franklin Asian Equity Fund (G) | 34 | 28.2 | 13.7 | 12.3 |
| As on 26-Jan-2018 | Complied by Wealth18.com | |||
Equity Mutual Funds – Arbitrage Funds
Also Read – Should you Invest in Arbitrage Funds ?
Such funds exploit differences between spot market & derivatives market. These funds enjoy tax benefit of Equity funds wile giving returns similar to Interest rates.
| Annualised Return (in %) | ||||
| Arbitrage Funds | 1 Yr | 2 Yr | 3 Yr | 5 Yr |
| ICICI Pru Eqty-Arbitrage-Direct (G) | 6.4 | 6.8 | 7.2 | 8.2 |
| Kotak Equity Arbitrage – Direct (G) | 6.7 | 6.8 | 7.2 | 8.2 |
| Reliance Arbitrage Adv.- Direct (G) | 6.5 | 6.8 | 7.3 | 8 |
| ABSL Enhanced Arbit.-Direct (G) | 6.6 | 6.8 | 7.2 | 8 |
| IDFC Arbitrage Fund – Direct (G) | 6.4 | 6.6 | 7 | 7.9 |
| As on 26-Jan-2018 | Complied by Wealth18.com | |||
Note that if you invest in DIRECT plan for above funds, you will get higher returns approx 0.5%
Please see my other posts on
- Best performing ELSS Funds (Equity Linked Savings Scheme funds i.e. Tax Savings Equity Mutual Funds)
- Best Performing Equity Thematic or Sector Funds
- Best Performing Arbitrage funds ( almost risk free and can be used as alternative to Fixed Deposits)
- Best Performing International Funds (funds that invest overseas market e.g. international stocks like Google, Apple etc)
- Best Performing Balanced funds (funds that invest both in Equities and Debt)
- Best Performing Debt funds
- Best Performing Gold Funds or Gold ETF
i have to invest 250000 in mf for 10 years. which is best fund for me.
It is better to invest in MF systematically on a monthly basis . It helps to average the cost.
You can consider investing in following Mutual funds
UTI Equity Fund (G)
ICICI Pru Focused Bluechip Eqty (G)
Birla Sun Life MNC Fund (G)
SBI Small & Midcap Fund (G)
Can Robeco Emerg-Equities (G)
UTI MNC Fund (G)
Reliance Equity Oppor – RP (G)
Hi Vivekji, i am reading your posts snd really liking too much as your response on each query is very clear to understand.
I have below queries and need your great advice.
1. Have some savings of 25 to 30 lacs and want to invest in non risk markets and earn atleast 8% return. Is it ok to go for FD or any other thing. After 2 yrs i hav to use this for home loan repayment.
2. I am also on short term onsite, so shall i go with yes bank NRI account which gives 7% FD interest without tax? Pld advice if any.
3. Also want to start the SIP of 15000 monthly basis for next 15 to 20 years and looking for good list of Mutual funds as per current market. Please list atleat 4 to 5 so the return will b averaged incase some one not perform.
Hi Shrikant,
Please let me know which tax bracket are you in?
1. If you invest in FD, that is taxable and depending on your tax bracket, the actual return may be lesser. For short term , you might look at Arbitrage funds or money market funds
2. You can check the NRE FD rates here and select the bank which is offering good rates
https://wealth18.com/nre-fixed-deposit-rates-comparison-nre-fd-rates/
3. If your time horizon is 15-20 years, you should definitely consider putting more allocation to Equity funds and within that midcap/small cap funds.
https://wealth18.com/best-top-performing-equity-mutual-funds-to-invest/