Wednesday, April 17News That Matters

Month: March 2019

Wills LifeStyle – Offers, Deals, Discount, Promo Code, Coupon

Offers/ Discounts
Wills LifeStyle - Offers, Deals, Discount, Promo Code, Coupon Wills Lifestyle (Clothing Store), Kolkata -  Shop at any exclusive Wills Lifestyle store across India and get a discount of Rs.500*, only on your Visa card. Valid till 30 Sep 2019 Simply register at https://bit.ly/willslifestyle_visa  with your mobile number and Email ID, and first 8 digits of your Visa Card. Upon registering, the coupon code will be sent to your mobile number and email address that your have entered. You will simply have to present this code at the billing desk at any Wills Lifestyle store and the discount will be applied on the bill can be redeemed once per user.   How to get this offer See the details above Validity: Dec 2018 -  Sep 2019 Eligible Cards - Credit, Debit, Pre Paid, VISA...

Croma – Offers, Deals, Discount, Promo Code, Coupon

Offers/ Discounts
Croma - Offers, Deals, Discount, Promo Code, Coupon Get Rs. 500 off at exclusive Croma stores across India with your Visa Card. (On your purchase above Rs. 3,000) -Valid till 30 Jun 2019 Redemption Details: 1. Simply register at https://bit.ly/croma_visa with your mobile number and Email ID, and first 8 digits of your Visa Card to receive your unique Voucher Code and your Card Pin via email. 2. To activate the voucher code, SMS GCACTVoucher Code to 7200666000. 3. Present this activated voucher code along with the Card PIN during billing at any Croma store to avail the discount. To generate coupon code, click here : https://bit.ly/croma_visa   How to get this offer See the details above Validity: Jan 2018 -  June 2019 Eligible Cards - Credit, Debit, Pre Paid, VISA PayWave, VI...

Talwalkars  – Offers, Deals, Discount, Promo Code, Coupon

Offers/ Discounts
Talwalkars  - Offers, Deals, Discount, Promo Code, Coupon Get 3 days of gym trial free 30% off* on gym membership (applicable on complete health club facilities annual packages) This voucher can be redeemed only at Talwalkars Better Value Fitness Limited, company owned Branches Only 30% discount Offer valid only on Annual CHCF Gym Membership. Valid till 30 Sep 2019 How to get this offer Simply Mention the coupon code - VISA Offer- 2019 at the billing desk and pay using the VISA Card to get the discount Validity:  Jan - Sep 2019 Eligible Cards - Credit, Debit, Pre Paid, VISA PayWave, VISA Checkout VISA Classic, VISA Gold, VISA Platinum, VISA Signature, VISA Infinite, VISA Electron VISA UHNW, VISA Corporate, VISA Purchasing, VISA Business, VISA Platinum Business, VISA Sig...

Gold’s Gym – Offers, Deals, Discount, Promo Code, Coupon

Offers/ Discounts
Gold's Gym    -  Rs 1000 off Get additional Rs.1000 off* on annual gym membership rates at Gold’s Gym with your Visa card. Valid till 30 Sep 2019 Simply use the coupon code GIFT1000 at the billing desk and pay using your Visa card to avail the discount Gold's Gym Locations:  Dayanand Vihar, Maharani Bagh, Noida Sector 30 Eligible Cards - Credit, Debit, Pre Paid,  VISA PayWave, VISA Checkout VISA Classic, VISA Gold, VISA Platinum, VISA Signature, VISA Infinite, VISA Electron VISA UHNW, VISA Corporate, VISA Purchasing, VISA Business, VISA Platinum Business, VISA Signature Business, VISA Infinite Business

Apollo Pharmacy – Offers, Deals, Discount, Promo Code, Coupon

Offers/ Discounts
Apollo Pharmacy    -   Offers / Deals / Discount / Promo Codes / Coupon Get a range of discounts on medicines and health products with your Visa Card. Valid till 30 Sep 2019 Offline Offers: Get the following offers at Apollo Pharmacy stores on presenting the coupon code VISA5075. - 10% off on medicines (Except DPCO). - 5% off of FMCG products. - 15% off on Apollo products. Online Offers: - 10% off on medicines (Except DPCO). Use coupon code VISA5075. - 5% off of FMCG products. Use coupon code VISAFMCG. - 15% off on Apollo products. Use coupon code VISAAP. Redemption Details: Simply use the above codes while making your purchase at the stores or online (https://www.apollopharmacy.in/) to avail the benefits. Eligible Cards - Credit, Debit, Pre Paid VISA Classic, VISA Gold, VI...

Section 80EE – Additional deduction for Home loan Interest

Taxation
Section 80EE allows you to claim additional deduction of Rs 50000 per year for interest payable on housing loan. This deduction is available for individuals subject to following conditions: Value of residential house does not exceed Rs. 50 Lakhs Loan sanctioned does not exceed Rs. 35 Lakhs Loan is sanctioned between the FY 1/4/2016 and 31/3/2017 Assessee is a first time home buyer. Assessee does not own any other residential house as on the date of sanction of the loan. This house is supposed to be his self occupied property Loan must be from eligible financial institution - must be either a bank, or a “public company” formed with the main object of providing long term housing finance (registered with NHB).  Points to Note New clause The deduction is allowed for up to Rs 5...

Tax Saving options & deductions under 80D to 80U

Taxation
Hopefully, you are claiming deduction upto Rs 1.50 Lakh under Section 80C by investing  in various eligible options. If not, please read the article here about 80C tax deductions. After exhausting the limit of Rs 1.50 Lakhs u/s 80C, you must be thinking - Are there more avenues to save tax?   So, here are some options which are allowed as deduction from your income for purpose of tax calculation (other than 80C): Section 80C –  Deductions for eligible investments (upto Rs 1.50 lakh) Under this section, you can claim deduction upto Rs 1.5 lakh if you make eligible investments. Read my article on 80C deduction.   Section 80D – Deduction for  health insurance premium (upto Rs 1 Lakh) You can claim deduction upto Rs 25000  - for any medical insurance premium paid for yourself, spouse, de...

SBI Savings Plus Account with MOD High Interest Scheme – Details & Review

Banking
In one of my earlier post, I did explain how you can earn upto 9% interest on your Savings account. (Read the post here). Many members asked me about whether such facility available with SBI. So in this post, I am providing details regarding Sweep-in facility in SBI and how can you earn more from your idle Saving Account balance. SBI Savings Plus Account is a Savings Bank Account linked to MODS (Multi Option Deposit Scheme), wherein you can earn high interest from your idle funds in Savings Account. Sweepin Facility - The surplus funds in your savings account (above a threshold limit) is transferred automatically to Fixed Deposits and earns higher interest. When you need the money, the amount will automatically come in Savings Account from FD.   Some of the features of this account a...

Section 80C Tax Saving Options & deductions (FY 2018-2019 / AY 2019-2020)

Featured, Taxation
In the month of March, most tax payers rush to invest their money in tax saving instruments. Though it is better to do the tax planning at the start of year & plan your investments over the whole year. Many salaried taxpayers has to submit the investment proofs etc to their employer in Jan.  Section 80C of the Income tax Act 1961 provides list of Investments / expenses which is allowed as Deduction from your taxable Salary. Under 80C, you can claim maximum deduction of Rs 1.50 lakh. List of deductions under Section 80C - Investment  Eligible for deduction u/s 80C PF/ EPF (Employee Provident Fund   PPF – Public Provident Fund   NSC – National Savings Certificate   5 year Tax Saver Bank FD   5 year Post Office Time Deposit   Senior Citizen Savings Scheme   NHB Suvriddhi Bonds ...